Chase Freedom APPROVED....but...

[jsickz32]

I was approved for the freedom with 500cl. 4 months later i got a auto cli to 1k.

[calihlove75]

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@kobe2012 wrote:

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@calihlove75 wrote:

You have been a bad kitty!! Why didn't you wait? I am glad you got in but you could have started with a larger limit. No more apps!!!!!

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she probably coudn't resist the itch............ congratz though!!!! i got the same CL last week.. oh well, my time will come...... if only I could just stop applying

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It is hard to avoid the temptation. I have been app free for about 2 months. What stops me is thinking about all the points I have lost with the adding an account every few months. I would likely be in the  760+ if not for all the new accounts this year. Stay strong!!! I will try to do the same!!!

[kobe2012]

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@calihlove75 wrote:

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@kobe2012 wrote:

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@calihlove75 wrote:

You have been a bad kitty!! Why didn't you wait? I am glad you got in but you could have started with a larger limit. No more apps!!!!!

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she probably coudn't resist the itch............ congratz though!!!! i got the same CL last week.. oh well, my time will come...... if only I could just stop applying

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It is hard to avoid the temptation. I have been app free for about 2 months. What stops me is thinking about all the points I have lost with the adding an account every few months. I would likely be in the  760+ if not for all the new accounts this year. Stay strong!!! I will try to do the same!!!

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it's so hard .... i do get approved but for toy limits... and youre right, all those points probably wouldve taken me almost to 700..... i have at least 10 inq on each of my report...

[kobe2012]

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@jsickz32 wrote:
I was approved for the freedom with 500cl. 4 months later i got a auto cli to 1k.

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nice...... i don't wanna keep my hopes up... but what was your score like when you got approve? and when you got the increase? any baddies and inq??

[calihlove75]

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@kobe2012 wrote:

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@calihlove75 wrote:

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@kobe2012 wrote:

---

@calihlove75 wrote:

You have been a bad kitty!! Why didn't you wait? I am glad you got in but you could have started with a larger limit. No more apps!!!!!

---

she probably coudn't resist the itch............ congratz though!!!! i got the same CL last week.. oh well, my time will come...... if only I could just stop applying

---

It is hard to avoid the temptation. I have been app free for about 2 months. What stops me is thinking about all the points I have lost with the adding an account every few months. I would likely be in the  760+ if not for all the new accounts this year. Stay strong!!! I will try to do the same!!!

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it's so hard .... i do get approved but for toy limits... and youre right, all those points probably wouldve taken me almost to 700..... i have at least 10 inq on each of my report...

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I am sure the temptation will be even greater when they start rolling out the big sign on bonuses for the holidays..lol. That will be the mother of all tests for me!!

[calihlove75]

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@kobe2012 wrote:

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@jsickz32 wrote:
I was approved for the freedom with 500cl. 4 months later i got a auto cli to 1k.

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nice...... i don't wanna keep my hopes up... but what was your score like when you got approve? and when you got the increase? any baddies and inq??

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I also received an auto cli at 4 months from Chase on my Chase Amazon rewards Visa..only 300 though. I was able to get my Freedom card credit limit doubled at my 2 month mark but I took a hard pull for that.

[GlocksAndCredit]

Try calling the 1-800-432-3117 number following the prompts to get to Status of Application. It should tell you your CL. I just did it yesterday.

[koalablue]

Congratulations! Actually, I'm surprised you didn't get a higher limit.  Your scores are good.  Chase looks at your other CLs though, and since they're on the low side, they went along the same lines.  Chase is a good company to be with - good customer service IMHO - but they can take time to increase your limit.  Use the heck out of the card, PIF each month, and you'll get a CLI at some point.  If you can get higher limits on any of your other cards, that will help too.

[Anonymous]

you'll just have to wait til the card arrives......my guess is the CL is $500   i know that cause i'm a negotiator, and chase only gives you an immediate CL decision if the limit is at least $1,000

ex-chase employee

p.s. - a good reason why i'm an ex chase employee....please stay away from using them. CITI bank is much much better, and their simplicity card is easy to get approved for... 0% for 18 months, the freedom is only 0% for 12-15 months ( usually 12) and the go to rate on chase is non-negotiable, as CITI bank is always negotiable

[migliogiorni]

congrats use it alot and PIF and youll give em a reason to cli you, GL.