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@Anonymous wrote:Excited. I applied to three cards this week, mistake I think? But I got approved for two and the other they are still deciding. How many do you do in a "spree"?
Congrats on your success, it depends how many cards do you want. You can go up to 4 CCs
Congrats on the approvals... I know it puts a smile on your face!
Congrats! I was approved for Freedom this week too but I wasn't crazy about the measly $500 limit they gave me. Oh well, at least I got my foot in the door! Congrats again OP!
congrats
Congrats on your approval!
Thank you and congrats to you too! I wanted to get my foot in the door with a couple great companies for long-term. I also plan to buy a house in five years so wanted to keep beefing up my profile. I'm mid-600's now, so I was so surprised that I was approved for $2,200. Plan to keep my utilization under 10% and give that a go and see what happens to my score over the next year or two.
@beautifulblaquepearl wrote:
C O N G R A T U L A T I O N S on your 2 credit card approvals!!! Good luck on the third!!! Keep up the good work!!!
I have never done a apping spree so I can't comment on it. I agree with Scupra. Only app for the credit cards you need.
Agree to a point. But how many NEED more than one? I WANT Sallie Mae, for the cash back categories. Ergo I will apply. But I don't NEED it. This is where a growing profile comes into play. Along the credit journey, you will outgrow certain cards, and add others. You cancel the outgrown cards (rebuilders to start, then cards you rarely use).
But, we really only NEED one card, and that doesn't optimize a FICO score.
CONGRATULATIONS, loving my freedom so far, 5% at bellagios buffet, sweet. (Used on Vegas Vacation). I do like Chase and Amex.