cancel
Showing results for 
Search instead for 
Did you mean: 

Chase Freedom Decision Pending - Update: Approved

tag
Anonymous
Not applicable

Chase Freedom Decision Pending - Update: Approved

Hi, all,

I clicked submit on a Chase Freedom application and this is what happened, what recourse do I have? Should I call them? At which number? should I simply wait?

Thank you, Peter

 

  Thank you for your request.

 

 

We need to review your request a little longer. We will let you know of our decision by U.S. mail. This could take up to 30 days.

Thank you for choosing Chase Freedom® Credit Card

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Chase Freedom Decision Pending

Called. Declined, because EQ is frozen. I tried to unfreeze using the PIN over the phone and they said they were unable to unfreeze my EQ report. I'm sad about it, but I suppose it's a lesson not to freeze my reports.

P

Message 2 of 8
Anonymous
Not applicable

Re: Chase Freedom Decision Pending

Just wondering ... what if I ask them to pull TU or EXP instead, both are unfrozen?

 

Would this work or is this asking for trouble?

 

Message 3 of 8
imaximous
Valued Contributor

Re: Chase Freedom Decision Pending

EQ is the easiest to unlock. They have a mobile app. All you gotta do is switch it on and off to lock and unlock. It's called Lock and Alert by EQ, and it's on Android and iOS.

I suppose you could've asked them to use a different bureau, but they don't have to. You can still unlock your EQ yourself and call again.
Message 4 of 8
Anonymous
Not applicable

Re: Chase Freedom Decision Pending

Unlocked EQ & Good News!

 Approved over the phone for $3,400

 

YAY

 

Now have Amex ED @ 5,000 & Chase Freedom @ 3,400

 

 

Message 5 of 8
Anonymous
Not applicable

Re: Chase Freedom Decision Pending

Congratulations!!!Smiley Very Happy

Message 6 of 8
xaximus
Valued Contributor

Re: Chase Freedom Decision Pending

Congrats on the approval! Anytime you're apping for cards, check data pulls websites and unlock whichever report they are most likely to pull (or all 3, to be safe).


Scores - All bureaus 770 +
TCL - Est. $410K
Message 7 of 8
19eighty5
Senior Contributor

Re: Chase Freedom Decision Pending - Update: Approved

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.