Re: Chase Freedom (Unlimited?) Approval

Anonymous · ‎06-20-2016

Unknown SL. I applied a few weeks ago, got 30 day message on phone, then a few days later updated to 7-10, so I gave up on it. Received letter to verify. Approved afterwards. Odd thing, I app'd for the Freedom Unlimited, but letter/verify lady said reference Freedom. Was I downgraded due to borderline app, or will I still receive the Freedom Unlimited?

Last card I wanted before gardening for mortgage reasons. But, including store cards I was above 5/24, so not sure if data point or not.

Anonymous · ‎06-20-2016

Neither card is an upgrade or downgrade, they are just different products and the reps call both of them Freedom.

As for 5/24, are you sure 5+ new cards were reporting when they pulled your credit? If not, that's probably why they approved you. If they can't see the new accounts, they don't know about them.

Anonymous · ‎06-20-2016

Yeah, including store cards I have 6 cards reporting that are new in the past 24 months. Not including them, I'm at 3

Makes sense that they're different. Still confused as to why docs reference Freedom when I applied to Freedom Unlimited. Guess I'll find out in a few days when I get the card!