cancel
Showing results for 
Search instead for 
Did you mean: 

Chase Freedom (Unlimited?) Approval

tag
Anonymous
Not applicable

Chase Freedom (Unlimited?) Approval

Unknown SL. I applied a few weeks ago, got 30 day message on phone, then a few days later updated to 7-10, so I gave up on it. Received letter to verify. Approved afterwards. Odd thing, I app'd for the Freedom Unlimited, but letter/verify lady said reference Freedom. Was I downgraded due to borderline app, or will I still receive the Freedom Unlimited?

 

Last card I wanted before gardening for mortgage reasons. But, including store cards I was above 5/24, so not sure if data point or not.

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Chase Freedom (Unlimited?) Approval

Neither card is an upgrade or downgrade, they are just different products and the reps call both of them Freedom.

As for 5/24, are you sure 5+ new cards were reporting when they pulled your credit? If not, that's probably why they approved you. If they can't see the new accounts, they don't know about them.
Message 2 of 12
Anonymous
Not applicable

Re: Chase Freedom (Unlimited?) Approval

Yeah, including store cards I have 6 cards reporting that are new in the past 24 months. Not including them, I'm at 3

 

Makes sense that they're different. Still confused as to why docs reference Freedom when I applied to Freedom Unlimited. Guess I'll find out in a few days when I get the card!

Message 3 of 12
RonM21
Valued Contributor

Re: Chase Freedom (Unlimited?) Approval

Update if it says anything different. And congrats on the card.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 12
Anonymous
Not applicable

Re: Chase Freedom (Unlimited?) Approval

Congrats!

Message 5 of 12
Anonymous
Not applicable

Re: Chase Freedom (Unlimited?) Approval

All, received email referencing freedom unlimited. So appears wanderingbuilder is correct. Will update if I receive a different card
Message 6 of 12
Anonymous
Not applicable

Re: Chase Freedom (Unlimited?) Approval

Congrats!
Message 7 of 12
alextercero
Super Contributor

Re: Chase Freedom (Unlimited?) Approval

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (May 2024)


Credit Age:

Inquiries:

Message 8 of 12
Anonymous
Not applicable

Re: Chase Freedom (Unlimited?) Approval

Congrats on your approval!
Message 9 of 12
Loquat
Moderator Emeritus

Re: Chase Freedom (Unlimited?) Approval

Congrats on your new Freedom Unlimited!

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.