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@Meskini wrote:I went on app spree last month and I applied for few cards without thinking I was going to get approved , because I only have one year credit which is considered thin and most of my cards were secured during 2018.
I applied for CFU on December 2nd, I got the usual messages: 30 days then changed to two weeks, then to 7-10 days. I received the answer and it was a denial. I immediately called and asked for reconsideration mentioning that I just opened a checking account with Chase with an initial deposit of 50k. while waiting I applied and got approved for the following cards:
- Amex Gold and Amex Cash Magnet ($2000) this was huge because i'm officialy off Amex blacklist.
- Capitalone Quicksilver ($1000)
- Paypal Mastercard Cashback ($300)
- U.S. Bank Platinum ($1000)
Today I logged into my Chase account and the CFU account was listed, I was approved for $6800. This is my biggest CL so far.
Now that I have all these cards, I'm thinking about closing Capitalone QS1, Capitalone and U.S bank secured cards. any suggestions are much appreciated as my next plan is to simplify my wallet.
Thank you all for your help, without this community I couldn't do any better than this.
Congrats on successful approval!
What was your credit score? Thanks for sharing!
Have the Following:
CashBack Cards Goals: Citi Rewards+
Status: Doing my Homework before I App
Note to Self: Focus on the Abundance of Love and you shall have more!
@Meskini wrote:
I posted my story getting back with Amex here: https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Back-with-Amex/td-p/5424489
I think I'm going to the garden for at least one year.
Thanks! I guess I somehow missed that post. I burned Amex in January 2010 for $510.01, and was still on the blacklist last month. It'll be 9 years on the 10th since they closed my account, so hopefully they will forgive me soon. But frankly, I can't blame them if they keep me on it longer.
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Congratulations on your recon and approval!
Congrats on your approval !!!