Hey, y'all! New here, but been lurking as eventually I would like to apply for the CSP.
So, was feeling {Edited} today and applied for the Chase Freedom. I just switched over to Chase checking/savings about a month ago, as I saw that they like to see history with them (for what one month is worth, I guess). Here's a little about my scores if you could do the pleasure of helping a girl out 
I was approved for $2k on the Freedom with 22.99% APR (yeesh)
TU 673 EQ 671
(scores went down a few points after applying/receiving for a $6k upstart loan a few weeks ago - prior, they were in the 680s)
In my wallet: $1k Cap1, $500 Loft
In my sock drawer: $300 Target
Income: $42k
Also have about $29k in student loans
I've been "good" for about a year: I have two closed cards that I was really bad about paying while I was in school, but make $300-$400+ payments twice a month
Do you think it's worth my while to call the recon line (have seen the number around these boards, but was instantly approved for the $2k) for this one? I would've been happy with $5k, even $4k... but would this be a HP or just a SP?
Thank you!
@Anonymous wrote:Hey, y'all! New here, but been lurking as eventually I would like to apply for the CSP.
So, was feeling ballsy today and applied for the Chase Freedom. I just switched over to Chase checking/savings about a month ago, as I saw that they like to see history with them (for what one month is worth, I guess). Here's a little about my scores if you could do the pleasure of helping a girl out
I was approved for $2k on the Freedom with 22.99% APR (yeesh)
TU 673 EQ 671
(scores went down a few points after applying/receiving for a $6k upstart loan a few weeks ago - prior, they were in the 680s)
In my wallet: $1k Cap1, $500 Loft
In my sock drawer: $300 Target
Income: $42k
Also have about $29k in student loans
I've been "good" for about a year: I have two closed cards that I was really bad about paying while I was in school, but make $300-$400+ payments twice a month
Do you think it's worth my while to call the recon line (have seen the number around these boards, but was instantly approved for the $2k) for this one? I would've been happy with $5k, even $4k... but would this be a HP or just a SP?
Thank you!
Welcome to myFICO!!! Congratulations on your approval!!! If it were me, I would leave it alone and be thankful for the instant approval for the 2K. Good luck and keep up the good work!!!
Wow, thanks for the quick help, all!
I will stick to your recommendations and wait it out... I've seen stories on here with Chase granting CLIs after 4-6 months! Besides this definitely bump my overall CL up and I can be more flexible with my utilization 
I also had them expedite the card - can't wait to get it in 1-2 business days instead of 7-10 
Yay for 5% CB on restaurants! (Big foodie speaking here... not going to benefit much from the 5% CB on gas though, as a New Yorker...)
@Anonymous wrote:Wow, thanks for the quick help, all!
I will stick to your recommendations and wait it out... I've seen stories on here with Chase granting CLIs after 4-6 months! Besides this definitely bump my overall CL up and I can be more flexible with my utilization
I also had them expedite the card - can't wait to get it in 1-2 business days instead of 7-10
Fellow New Yorker + foodie here—you'll love watching the 5% on restaurants add up (and then redeeming that statement credit too!) But yeah, gas is a bummer, haha!
@Anonymous wrote:Hey, y'all! New here, but been lurking as eventually I would like to apply for the CSP.
So, was feeling ballsy today and applied for the Chase Freedom. I just switched over to Chase checking/savings about a month ago, as I saw that they like to see history with them (for what one month is worth, I guess). Here's a little about my scores if you could do the pleasure of helping a girl out
I was approved for $2k on the Freedom with 22.99% APR (yeesh)
TU 673 EQ 671
(scores went down a few points after applying/receiving for a $6k upstart loan a few weeks ago - prior, they were in the 680s)
In my wallet: $1k Cap1, $500 Loft
In my sock drawer: $300 Target
Income: $42k
Also have about $29k in student loans
I've been "good" for about a year: I have two closed cards that I was really bad about paying while I was in school, but make $300-$400+ payments twice a month
Do you think it's worth my while to call the recon line (have seen the number around these boards, but was instantly approved for the $2k) for this one? I would've been happy with $5k, even $4k... but would this be a HP or just a SP?
Thank you!
I hate when girls do that. What does you being a boy or a girl, have to do with anything here? Looking for that 'I'm a girl' sympathy from guys?
But I'm not hating on your approach. I do see a pattern that when a 'girl' posts something, more of the 'guys' tend to respond and try to help. I just find it funny and sit back and laugh. Anyways, good luck.
Congrats and best of luck to you. Freedom is my everyday card!!!
