Chase Sapphire Preferred Approval

[Anonymous]

That’s how it’s done - very nice approval!

[gdale6]

Very good SL here, grats on getting the card and welcome to myFico

[kudosalert]

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@Anonymous wrote:

I've spent the last year working diligently to improve my scores.  I paid off the balance of my Discover just a few days ago and got the final 20 point jumps in credit score I was anticipating.

I took the plunge and applied for the Chase Sapphire Preferred Card and was shocked to be approved with an $18,900 CL.  Interest rate is a little high at 24.99% but I don't plan on carrying a balance anyway.

I've raised scores on all three bureau's by about 100 points each.  Currently stand at EQ-756, TU-737, and EX-729.  My income is north of $150k so that probably helped as well.

Now to get the spending done to earn the bonus miles.

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I'm curious about your profile. Is that Cap1 and Disco your only cards before you applied for the CSP? Avg age of accounts? 

[SEAlifer]

Where do you get your scores from? Credit Karma?

[M_Smart007]

Congratulations on your    ..

"Chase Sapphire Preferred Approval"

[Anonymous]

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@Anonymous wrote:

I've spent the last year working diligently to improve my scores.  I paid off the balance of my Discover just a few days ago and got the final 20 point jumps in credit score I was anticipating.

I took the plunge and applied for the Chase Sapphire Preferred Card and was shocked to be approved with an $18,900 CL.  Interest rate is a little high at 24.99% but I don't plan on carrying a balance anyway.

I've raised scores on all three bureau's by about 100 points each.  Currently stand at EQ-756, TU-737, and EX-729.  My income is north of $150k so that probably helped as well.

Now to get the spending done to earn the bonus miles.

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Congrats..   It's always awesome when you get to see the hard work really pay off and you did AMAZING..   Nice SL too. 

[nuohlac]

Congratulations on your approval!!!

[Anonymous]

@kudosalert

Yes the Cap1 and Discover are my only cards outside of store cards for firestone, QuikTrip, and New Egg.  I'm also an AU on two of my spouses Cap1 cards, but those are probably more harmful than helpful as she hasn't figure out to keep the utilitization low yet.  Both are still over 80%

Chase only pulled Experian.  AAOA there is 5 years 4 months.

@SEAlifer

All my scores come from myFICO.  I do use Credit Karma but not for scores.  I invested in the monthly 3 score package for the last 12 months to help me figure stuff out and know what consequences my actions were having.