Chase Sapphire Preferred with little history

[Anonymous]

So I have been wanting the CSP for some time now as im a pilot and wanted a travel card.

I am a relatively new immigrant to the US and only received my Social Security number 1 yr ago, Since then i have been working hard on trying to establish credit here is my journey:

11months ago - secured CC wells fargo CL $300  CLOSED

8 months ago - Capital one Platinum CL $600                         

6 months ago - Amex Gold/Wells fargo Platinum applications Denied  

4 months ago - left wells fargo checking/savings/secured CC as I was mad from the denial as I was a customer for 5 yrs 

                            Opened Chase checking account.

4 months ago - Chase Amazon Prime VISA CL $600              

Last week         -AMEX BLUE CASH CL $5000

TODAY              -Went into Chase Bank and asked for any pre approvals as I had none on my computer at home....

                           Boom!! Pre approved for all cards including Sapphire reserve??..... Took a swing and applied for Sapphire

                           Preferred and was instant approved for CL $5000

CURRENT CARDS:  CSP $5000

                                  AMEX BC  $6000

                                  CHASE AMAZON PRIME VISA $1600

                                  CAP ONE PLATINUM $1100

Now I have the cards I want for a good while and will continue to use them wisely and garden...

FICO: 722                 TU: 740                EQ: 738 

INCOME: $40.000

8 MONTHS OLDEST ACCOUNT

Hope this helps you all in your credit journey!

[Anonymous]

Great pick up.

[Anonymous]

Well done, congrats on your approval....

[Anonymous]

Congrats!

Did you have any green checkmark offers before going into the branch? Any results from their pre-qualified page? You mentioned no computer offers but curious if you checked both offers pages?

Also did you ask a sit down desk banker or your teller behind the glass for your offers?

[Anonymous]

Nope! thats what was intersting.. I went into the bank with the intention of getting some more blank checks and i thought i would talk to a banker to get advice on how long to wait untill pre approvalls start to come in since i was there allready, he sat me down looked on his screen and i was pre qualified for everything.... I was very shocked to also be pre approved for the  Sapphire Reserve but i think i will wait till next year for that one.

[Anonymous]

Wow congratulations!

[Anonymous]

Well it's a good 2018 data point that CSR also shows up!

Before CSP were you 5/24 or higher?

[Anonymous]

Big congrats! Would love the CSP later, but I’m over the 5/24 with Chase........☹️

[Anonymous]

ah thats unfortunate! sorry to hear... i would recomend opening a chase checking account in the mean time as im sure that helped my case out alot!

[Anonymous]

I was 4/24 but now with my CSP I

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@Anonymous wrote:
Well it's a good 2018 data point that CSR also shows up!

Before CSP were you 5/24 or higher?

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am at 5/24 so no more card for me for 1 year..