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Chase Sapphire Reserve APPROVAL with some Data Points

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Valued Member

Chase Sapphire Reserve APPROVAL with some Data Points

Hello all! 

 

After a years-long quest to improve my credit and clean up the messes made as an adolecent, I finally reached a point where I felt like I was in a good enough place to apply for my GOAL card, my DREAM card! I applied for the CSR on Saturday morning and did not get an immediate approval.  The robolady was giving me the 30-day message and from all of my reading on this forum, I did not fret. I waited until this afternoon to call and speak with a rep in the Fraud (verification) Department and she verified it was me by having me hang up and she called me back and then she also sent a text with a verification code to read back to her. After just a couple of minutes she came back to report that my application was APPROVED and my starting line will be $17,400.

 

Current Data Points:

 

4/24- *Interesting note: My credit report lists the 5th account opened on July 2017. I perhaps should have waited until August 1st to apply just to be safe but I went ahead and applied. Hopefully this data point will suggest that you do not necessarilly need to wait for the 25th month to apply.

 

FICO 8- EX 708

FICO 8- TU 705

FICO 8- EQ 698 (From a few months ago. Not sure what the current score is)

 

Chase pulled both EX and EQ.

 

Previous highest limit- $9,300

 

Current Utilization- 5%

 

No Derogs except several 120 day lates on a student loan from 5+ years ago.

 

I hope this information will add to and continue to help others in their journey. I finally get to say this: I'm headed to the garden!! 

Message 1 of 9
8 REPLIES 8
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Established Contributor

Re: Chase Sapphire Reserve APPROVAL with some Data Points

Thats a nice score, it raises your highest limit. Use it responsibly and rock on~ congrats!

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Message 2 of 9
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Established Contributor

Re: Chase Sapphire Reserve APPROVAL with some Data Points

Awesome! Congrats!

Chase Sapphire Reserve 18.5k
Chase Freedom 11.7k
American Express Bonvoy Brilliant 22.5k
American Express Bonvoy Business 10k
Barclays Aviator Red 4k
Citi Double Cash 13.5k
Amazon Store Card 10k

Fico 8s as of 11/1/2020:






Message 3 of 9
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Epic Contributor

Re: Chase Sapphire Reserve APPROVAL with some Data Points

Thanks for the DP's & Congratulations!

popcorn eating emoticon.gif

Message 4 of 9
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Valued Contributor

Re: Chase Sapphire Reserve APPROVAL with some Data Points

Congrats on the CSR and great SL!
I cannot wait until next year when i can PC to the CSR, so i'm jealous!




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Message 5 of 9
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Moderator

Re: Chase Sapphire Reserve APPROVAL with some Data Points

Fantastic, grats on the new CSR Smiley Happy
Message 6 of 9
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Valued Contributor

Re: Chase Sapphire Reserve APPROVAL with some Data Points

Congratulations on the CSR and Awesome SL!




Message 7 of 9
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New Contributor

Re: Chase Sapphire Reserve APPROVAL with some Data Points

I am glad someone posted with very similiar scores to me (including the student loan lates, only baddies on my report). Congrats! 

Message 8 of 9
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Valued Contributor

Re: Chase Sapphire Reserve APPROVAL with some Data Points

Congratulations!
July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 9 of 9
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