Re: Chase Sapphire Reserve Approved with 15k income
Congrats on the Reserve.
I am sure the history with the Amazon card helped.
In my experience also, being IN THE BRANCH helps tremendously at Chase and any of the big banks really.
You are well on your way to your trifecta!
Signature as of 10/01/20. Clean file. MYFICO 3B. I live in Green Bay, Wisconsin for those tracking what credit bureau is pulled by location. FICO 8 EQ=791 TU=790 EX=793 FICO 9 EQ=792 TU=791 EX=783 MORTGAGE SCORES EQ=759 TU=745 EX=770 AAoA=3Y7M AoOA=10Y6M AoYA=1M VANTAGE SCORES EQ=814 TU=807 EX=799 BUSINESS CREDIT SCORES. Formed LLC 6/1/18. EXPERIAN BUSINESS CREDIT SCORE=71 EXPERIAN FINANCIAL STABILITY RISK RATING=1 SMALL BUSINESS SCORE SERVICE SCORE=210 HARD PULLS last 6 months EQ=0 TU=2 EX=2 ONE new account reporting. HARD PULLS last 12 months EQ=2 TU=6 EX=7 ONE new account reporting. HARD PULLS last 24 months EQ=3 TU=7 EX=8 TWO new accounts reporting. INCOME=$365k as of 05/01/20 for income stated on applications. DTI=2.5% Business sales 170k monthly. Main Business and Personal Banking=CHASE MORTGAGE=None INSTALLMENT LOAN. Vehicle loan opened 08/18. Zero down. 45K at 0% for 60 months LINCOLN FINANCE.
PERSONAL ACCOUNTS/OPEN DATE DISCOVER=34k 10/17 CITI BEST BUY VISA=4k 11/17 CAP1 GMC MC=4K 12/17 AMEX BCP=6.8k 06/18 CITI COSTCO VISA=14.5k 06/18 US BANK CASH+=7k 06/18 PENFED PLATINUM REWARDS=10k 07/18 CHASE FREEDOM=10k 07/19 CHASE SAPPHIRE RESERVE=14.1k 09/20
BUSINESS ACCOUNTS/OPEN DATE CHASE INK CASH=19.6k 07/18 AMEX MARRIOT BONVOY=10k 02/19 CHASE INK UNLIMITED=30k 09/19 US BANK BUSINESS CASH=29k 10/19 WELLS FARGO BUSINESS PLATINUM=20k 11/19 AMEX LOWES BUSINESS=15k 11/19 AMEX BLUE BUSINESS PLUS=22.5k 02/20 CHASE INK PREFERRED=40k 07/20 AMEX BUSINESS GOLD=NPSL 09/20