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Chase Sapphire Reserve Approved


Chase Sapphire Reserve Approved

I applied for the CSR online about a week ago and was not immediately approved, which frankly shocked the hell out of me given my 8+ years relationship with Chase and my credit history/scores. I waited and called the 800# daily for updates (it never changed from the 30 day message), so I eventually hit "0" to talk to a real person. After being transferred to the verification department, it was just a matter of making sure that it was in fact me who applied for the card... I guess they wait for you to get frustrated/impatient enough to call in instead of them proactively calling you? Must be a side effect of having a card in such high demand! Smiley Tongue

I was FINALLY and quickly approved and given a new credit limit of $22,500! I requested overnight shippiing, hoping against hope it could be done, but they still only have the 3-business day expedited option which I of course accepted.


About me...

Income: ~$75k/year

CS: All above 800, across all bureaus - Absolutely no late payments, fraud cases, or any other "baddies" on my report.

AAoA: 9.5yrs  (My really old, unused college WF Plat card propping that up!)

Number of accounts: 3 credit cards (2 active), 1 active 72mo car loan, 1 paid 72mo car loan with Chase, and a Chase checking account (2yrs old)

As of 3/09/2019 - Expirian: 798 TransUnion: 812 Equifax: 791
Amex Platinum NPSL ($32k Pay Over Time Limit) | Chase Sapphire Reserve $22.5k | Chase Freedom Ulimited $10k | Wells Fargo Platinum $9.5k

Next up: Chase Freedom or AMEX Gold
Message 1 of 9
Established Contributor

Re: Chase Sapphire Reserve Approved

Thanks for the DP's and congrats on the approval and very nice SL.

~~ Former Royal Navy Submariner - Proud to have served ~~
Message 2 of 9
Senior Contributor

Re: Chase Sapphire Reserve Approved

Congratulations! on a sweet approval, JC. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board

Take the myFICO Fitness Challenge
Message 3 of 9
Senior Contributor

Re: Chase Sapphire Reserve Approved

Congrats! Enjoy your new CSR card! Smiley Happy

Message 4 of 9
Established Contributor

Re: Chase Sapphire Reserve Approved

Congratulations on your approval and nice SL 😎.
NFCU Flagship 25,000 Penfed PowerCash 8,750 PenFed PL 20,000 NFCU AMEX Rewards 37,500 NFCU GoRewards 7,000
Capital One Quicksilver 6,300
Lowe’s 34,500
Wells Fargo Propel 10,000
Barclay Apple1k
Citi Rewards+ 10,600
Citi Double Cash 14,800
Citi Simplicity 5,500
PNC Core VISA 17,500
Home Depot 1,000
USAA AMEX 10,000
Discover 17,000
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 1650 Fico 8 Scores EQ=761,EX=760,TU=766 scores and CL current as of 04/23/21 AAoA=2years10minths AoOA=17yrs
Message 5 of 9
Senior Contributor

Re: Chase Sapphire Reserve Approved

Congratulations on your approval and awesome SL!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:

On the chopping block:

Message 6 of 9
Valued Contributor

Re: Chase Sapphire Reserve Approved

Congrats! Great card with an amazing approval! I just got approved for my CSP!
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 7 of 9
New Contributor

Re: Chase Sapphire Reserve Approved

Congrats! Chase does some weird things when it come to approvals I think. I apped for CSR in March18 with a 800+ score across all 3 reports and was denied. I apped again in November18 after opening new car loan with scores all around 780 and got approved. Hit the spending bonus last week, now waiting to see how long it takes for points to show up.
Message 8 of 9
Mega Contributor

Re: Chase Sapphire Reserve Approved

Congrats , rare to see the classic profile getting the goldSmiley Happy
Message 9 of 9
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