Chase Sapphire Reserve approval

[Ghoshida]

Hello folks!

Seems like the FOTM fever caught on me. 

I was going to take advantage of the $200 savings account bonus ($15k / 90 days) from Chase, and I thought I'll ask about the CSR.

It turned out that I had a pre-approval at 16.24%. I didn't see any Chase pre-apps online, and that's been the case for me for the past two years.

The application process took a bit long because I also changed my address today (at the branch, while opening the savings account) since we had just finished moving last weekend. After a bit of back and forth on the phone with the branch officer, I was finally approved for $25.4k.

I'm yet to get the card. 

Statwise, EX FICO08 (AMEX) is 762. Only EX was pulled. 

I was actually 8/24 (but one of them is Blispay) + another 2/24 if you count AU cards. No store cards. 

Now the question is, how to get the fee waived for the AU? My SO does a pretty high bit of traveling but is absolutely against adding more cards to the profile, and initially I was thinking of downgrading / cancelling my CSP and SO's Southwest (thus the effective AF would be the same). But the AU AF is a bummer. Any ideas?

And if the fee can't be waived, what are the benefits of the AU card that deserves the price? I don't have the Plat or the Prestige so please enlighten me. 

[CreditMagic7]

[CreditCuriosity]

Congrats on the approval.  I believe the only perk for AU is lounge access on their own possibly?  Maybe primary renter car insurance as well, but not 100% about that.  Hopefully someone else will ring in.  Would love to have a Chase branch next to me to see if I am pre-approved, but when I go and see my parents in another state will probably check then as they are close to one.

[Ghoshida]

Thanks. Some inputs about the pros and cons of the AU will be great, from the board.

(Of course, I'll give them a call later on, when I get the card. But any personal viewpoint will be helpful.)

[myjourney]

Now you know I'm proud of you 

Congrats Bravo Wooo Hooo

Ummm now need I say it?

Get to stepping 

Back to the GC and grow that seedling 

[Anonymous]

Well done, A Big congrats on the approval !!! Enjoy the bonus

[Anonymous]

Congrats! My buddy just took advantage of the checking account bonus as well. Seems like the bankers are all talking up the C$R.

[Anonymous]

Gotta love all the Chase bonuses going around. I recently took advantage of the $400 for opening Premier Plus Checking Account. Oh yea, and that CSR thing is pretty cool too. Congrats on your success !!!

[rlx01]

There is no point to the AU apart from a PP pass.

Your SO should apply for their own CSR and get double the bonus.

You can merge points later on if you live at the same address.

[Ghoshida]

Thanks for the inputs all!