Chase Sapphire Reserve

[CleanCredit]

Hello all,

I am thinking of applying for the CSR but am not sure if I'm qualified and will be approved.

Profile:

24 Male

Income $56K

744 EX 747 TU 751 EQ

No baddies

9 Inquiries TU in past 24 months (2 Rental Apps, 4 Car loan (One app but ran it at dealer so hit a bunch of banks), 3 CC) -- Only 4 of the inquiries are from the last 12 months

Currently at 4/24

Oldest account 5 years, 2 months

AAoA - 2 years

Util around 1% every month

Currently hold:

UW Credit Union Student Visa - $1K (2011)

Chase Freedom - $7K (6/2015)

Chase Sapphire Preferred - $10K (11/2015)

Citi Double Cash - $6.2K (12/2015)

AMEX BCE - $15.4K (12/2015)

My CSP is getting ready to hit the 1 year mark and I wil need to pay the annual fee.  I am heading abroad for work in January, so I really want a card that's good for traveling and has no foreign fee.  So I either want to just keep the CSP and not apply for the CSR, or PC the CSP to FU and then app for the CSR.  I will be traveling quite a bit while I'm abroad, so I think I can use up the travel credit quite easily and I will have no issue reaching the $4K spend in 3 months as I use my CC for nearly all bills/expenses.

Do you think I have a good shot at being approved? Part of me thinks I may have too much credit already extended to me and could be denied based on that.  My amount of inquiries scares me a little as well. What do you think? Should I just forget about it, pay my annual fee for the CSP and move on?

Any input is greatly appreciated.

Another thing worth noting is that I plan on buying a house within the next year and a half to two years. This may come into play, not sure how much the app would matter that far down the road.

Thanks!

[Anonymous]

Your chances at being approved are very high.  Dont think you have anything to worry about

[CreditCuriosity]

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@Anonymous wrote:

Your chances at being approved are very high.  Dont think you have anything to worry about

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+1 would agree.. Very good chance for an approval

[noobody]

16-18K SL on CSR is my guess

[CleanCredit]

Approved for $10K and 16.24%!
Plan is to move $5k from the CSP to this card and then PC it to the FU. Woooo. That travel credit will come in handy.

[Anonymous]

Awesome! Congrats op! I knew you'd be approved.

[CleanCredit]

Thanks all! Looking forward to the perks of this one

[AverageJoesCredit]

Enjoy your new card

[CleanCredit]

Thanks! Now I just need to wait until November when my CSP is 12 months old and I can do a PC.  I am kind of surprised that the limit is only 10K when my CSP is already at $10.6K, but then again maybe they see that I already have a fair amount of credit extended to me for my profile?

Either way, I'll bump it up to atleast $15K when I do the PC. 

Or maybe I could try and recon now for a higher limit?

[Anonymous]

Just remember it will be a HP if you do a CL request with Chase.