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Chase Southwest RR Plus Approved!

SomewhereIn505
Valued Contributor

Chase Southwest RR Plus Approved!

During the first half of August I app ritz which resulted in Discover IT, Cap 1 QS1, and Cap 1 Platinum PC to QS. I was reading in the credit cards forum about Chase cards which didn't fit the 5/24 rule. I googled the data points for the Disney card and wondered what if for the Chase SW card. I did a little more research and decided to take the risk. Nothing on Chase's prequel. Went to my email and pulled a Rapid Rewards update email (I just got back from a trip last week), and cold app. Approved SL $3,000 (my highest to date. Chase pulled Experian as far as I know. My Fico 8 score is 670 showing 15% utilization. Statements will be hitting my reports next week and the utilization will go up. I'm not planning on using it unless I'm traveling, but **bleep** that feels good. 😊


9/16/17 FICO 9 TU-661 EQ-648 EX-607
12/27/17 FICO9 TU-706 EQ-672 EX-690
3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789


Message 1 of 14
13 REPLIES 13
frogman1
Valued Contributor

Re: Chase Southwest RR Plus Approved!


@SomewhereIn505 wrote:
During the first half of August I app ritz which resulted in Discover IT, Cap 1 QS1, and Cap 1 Platinum PC to QS. I was reading in the credit cards forum about Chase cards which didn't fit the 5/24 rule. I googled the data points for the Disney card and wondered what if for the Chase SW card. I did a little more research and decided to take the risk. Nothing on Chase's prequel. Went to my email and pulled a Rapid Rewards update email (I just got back from a trip last week), and cold app. Approved SL $3,000 (my highest to date. Chase pulled Experian as far as I know. My Fico 8 score is 670 showing 15% utilization. Statements will be hitting my reports next week and the utilization will go up. I'm not planning on using it unless I'm traveling, but **bleep** that feels good. 😊

Are you saying you were over 5/24 and approved for Southwest Plus Chase card? 

More cards than I can mention in a signature.
Message 2 of 14
water88
Established Contributor

Re: Chase Southwest RR Plus Approved!


@SomewhereIn505 wrote:
During the first half of August I app ritz which resulted in Discover IT, Cap 1 QS1, and Cap 1 Platinum PC to QS. I was reading in the credit cards forum about Chase cards which didn't fit the 5/24 rule. I googled the data points for the Disney card and wondered what if for the Chase SW card. I did a little more research and decided to take the risk. Nothing on Chase's prequel. Went to my email and pulled a Rapid Rewards update email (I just got back from a trip last week), and cold app. Approved SL $3,000 (my highest to date. Chase pulled Experian as far as I know. My Fico 8 score is 670 showing 15% utilization. Statements will be hitting my reports next week and the utilization will go up. I'm not planning on using it unless I'm traveling, but **bleep** that feels good. 😊

How many cards have you opened in last 24 months?  

Message 3 of 14
SomewhereIn505
Valued Contributor

Re: Chase Southwest RR Plus Approved!


@frogman1 wrote:

@SomewhereIn505 wrote:
During the first half of August I app ritz which resulted in Discover IT, Cap 1 QS1, and Cap 1 Platinum PC to QS. I was reading in the credit cards forum about Chase cards which didn't fit the 5/24 rule. I googled the data points for the Disney card and wondered what if for the Chase SW card. I did a little more research and decided to take the risk. Nothing on Chase's prequel. Went to my email and pulled a Rapid Rewards update email (I just got back from a trip last week), and cold app. Approved SL $3,000 (my highest to date. Chase pulled Experian as far as I know. My Fico 8 score is 670 showing 15% utilization. Statements will be hitting my reports next week and the utilization will go up. I'm not planning on using it unless I'm traveling, but **bleep** that feels good. 😊

Are you saying you were over 5/24 and approved for Southwest Plus Chase card? 


I looked at my experian report - it was my 5th pull. Just made it!



9/16/17 FICO 9 TU-661 EQ-648 EX-607
12/27/17 FICO9 TU-706 EQ-672 EX-690
3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789


Message 4 of 14
SomewhereIn505
Valued Contributor

Re: Chase Southwest RR Plus Approved!


@water88 wrote:

@SomewhereIn505 wrote:
During the first half of August I app ritz which resulted in Discover IT, Cap 1 QS1, and Cap 1 Platinum PC to QS. I was reading in the credit cards forum about Chase cards which didn't fit the 5/24 rule. I googled the data points for the Disney card and wondered what if for the Chase SW card. I did a little more research and decided to take the risk. Nothing on Chase's prequel. Went to my email and pulled a Rapid Rewards update email (I just got back from a trip last week), and cold app. Approved SL $3,000 (my highest to date. Chase pulled Experian as far as I know. My Fico 8 score is 670 showing 15% utilization. Statements will be hitting my reports next week and the utilization will go up. I'm not planning on using it unless I'm traveling, but **bleep** that feels good. 😊

How many cards have you opened in last 24 months?  


  This is my 4th approval. I was not expecting this approval so I'm a bit surprised. Figured I would share the data points. 


9/16/17 FICO 9 TU-661 EQ-648 EX-607
12/27/17 FICO9 TU-706 EQ-672 EX-690
3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789


Message 5 of 14
bldmt
Regular Contributor

Re: Chase Southwest RR Plus Approved!

So, 5 inquiries in the time period and 4 approvals?

Message 6 of 14
SomewhereIn505
Valued Contributor

Re: Chase Southwest RR Plus Approved!


@bldmt wrote:

So, 5 inquiries in the time period and 4 approvals?


Correct! Citi has no love for me for me right now. Perhaps that will change in the future.


9/16/17 FICO 9 TU-661 EQ-648 EX-607
12/27/17 FICO9 TU-706 EQ-672 EX-690
3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789


Message 7 of 14
AverageJoesCredit
Mega Contributor

Re: Chase Southwest RR Plus Approved!

**bleepin** awesomeSmiley Wink
Message 8 of 14
bldmt
Regular Contributor

Re: Chase Southwest RR Plus Approved!

Ah OK, so you are at 4/24 as far as Chase is concerned.

Message 9 of 14
pizza1
Community Leader
Super Contributor

Re: Chase Southwest RR Plus Approved!

This is one card I've wanted, but between the 5/24 rule and my BK...its been quite the challenge, lol..Congrats on the approval!

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 10 of 14
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