Re: Chase Zappos Rewards VISA Approved!

BearsAndTurtlesRtheBest · ‎02-12-2015

I applied for this CC when my Experian FICO Score read 679 on January 29th so I went ahead and applied for Chase Freedom, Chase BP, Chase Slate and Chase Zappos. Got denied for all of them except for Zapos. I today I got an e-mail welcoming me to Zappos Rewards! Was approved for $500. Not that great but at least im in with Chase! I can now close my Wells Fargo VISA once I pay it off.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

chalupaman · ‎02-12-2015

Good job.

Now give it a few months and you can try again for the Freedom. Chase will treat you well if you do the same thing in return.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

BearsAndTurtlesRtheBest · ‎02-12-2015

@chalupaman wrote:
Good job.

Now give it a few months and you can try again for the Freedom. Chase will treat you well if you do the same thing in return.

thanks popamode72! I will do that!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

wacdenney · ‎02-12-2015

@chalupaman wrote:
Good job.

Now give it a few months and you can try again for the Freedom. Chase will treat you well if you do the same thing in return.

Agreed! Chase REALLY does value relationships. Once you get a few months past that first approval it really opens the door to more and more cards from Chase. There are so many good cards to choose from too!!

Anomalous · ‎02-12-2015

WTG!

Keep both your credit and your body in top shape!

B335is · ‎02-12-2015

Comgrats!!!

SunriseEarth · ‎02-13-2015

@BearsAndTurtlesRtheBest wrote:
I applied for this CC when my Experian FICO Score read 679 on January 29th so I went ahead and applied for Chase Freedom, Chase BP, Chase Slate and Chase Zappos. Got denied for all of them except for Zapos. I today I got an e-mail welcoming me to Zappos Rewards! Was approved for $500. Not that great but at least im in with Chase! I can now close my Wells Fargo VISA once I pay it off.

Congrats on approval!

As for Wells Fargo...you do realize that you can just not use a card. You don't have to close it. If it's a temptation, buy a safe and lock it up. You need zero balances and some account stability.

You could always try reconning the other Chase cards. I'm curious to see what they tell you, if you do.

lexandra90 · ‎02-13-2015

congrats! I love Zappos wish I could get this card lol

Credit: $80K Total Credit Lines...Gardening until 7/2018

Anonymous · ‎02-13-2015

Well Done!!

uswala · ‎02-13-2015

Congrats on the approval!

Chase Zappos Rewards VISA Approved!

Get your FICO® Score for free

Chase Zappos Rewards VISA Approved!