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Chase & Wells Fargo Approval,!

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MCM1
Regular Contributor

Re: Chase & Wells Fargo Approval,!

Can you share your data points with everyone so we can all benefit?  What bureaus did they pull?  You listed your score, but how many inquiries did you have in last year?  How many new accounts opened in last year?  Those things are appreciated and help everyone.   THANKS. 

Message 11 of 33
CreditAggie
Community Leader
Super Contributor

Re: Chase & Wells Fargo Approval,!

Congratulations on your Wells Fargo and Chase approvals!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 12 of 33
expatCanuck
Super Contributor

Re: Chase & Wells Fargo Approval,!

Congrats, @Adkins!

 

Before these apps, where where your INQs on the relevant bureaus?

 

<he asked, for no reason in particular ... >


2025 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 14-Sep-2025 ]
EQ8??0 INQ7y4m
EX8404 INQ (2 CC, 2 auto)7y
TU8??1 INQ (CC)6y8m
3/241/12AoYA 10m | AoOA 24y2m~1%

FICO 9 is 837.
Message 13 of 33
gingerflower
Senior Contributor

Re: Chase & Wells Fargo Approval,!

@Adkins 

Congratulations on your Wells and chase approvals.

Message 14 of 33
kilroy8
Super Contributor

Re: Chase & Wells Fargo Approval,!

Very nice!

 

Congrats.

Message 15 of 33
user979797
Established Contributor

Re: Chase & Wells Fargo Approval,!

Chase and Wells WOOT WOOT! Great approvals Congrats to you!

>
Message 16 of 33
Adkins
Legendary Contributor

Re: Chase & Wells Fargo Approval,!

For @MCM1 and @expatCanuck:

 

Current FICO 8 scores are 789 TU, 788 EX and 781 EQ.  Chase pulled TU and EX. 

 

HPs in last year:

 

TransUnion 

Aug 21 - Discover Home Loan 

Jan 22 - Discover Home Loan 

May 22 - Alliant 

June 22 - Synch/Verizon 

June 22 - JPMCB 

 

Equifax 

Aug 21 - Discover Home Loan 

Jan 22 - Discover Home Loan 

March 22 - AOD (denied)

May 22 - AOD (denied)

May 22 - PenFed 

May 22 - Langley FCU (denied)

 

Experian

Aug 21 - Discover Home Loan 

Jan 22 - Discover Home Loan 

May 22 - PenFed 

May 22 - USAA 

June 22 - RBFCU

June 22 - Synch/Verizon 

June 22 - JPMBC 

 

My last credit card I opened was my USAA Visa in August 2019. Including the last Chase card, that's five new accounts in the last three months. I consider this a little tempting fate with Chase and Synchrony, as some of the cards haven't reported yet but I'm not planning on any new credit product for a least a year (card wise). I was waiting for my last couple derogatories to fall off (student loan lates) and once they did my score finally rebounded nicely coupled with tackling my DTI. Come join me @expatCanuck! 😂🤣😂🤣😂🤣😂

 

I'll update my siggy later this evening!


Last HP 08-07-2023



Message 17 of 33
TG10X
Regular Contributor

Re: Chase & Wells Fargo Approval,!

Congrats on the approvals!




Message 18 of 33
expatCanuck
Super Contributor

Re: Chase & Wells Fargo Approval,!


@Adkins wrote:

For @MCM1 and @expatCanuck:

 

Current FICO 8 scores are 789 TU, 788 EX and 781 EQ.  Chase pulled TU and EX. 

 

HPs in last year:

 

TransUnion 

Aug 21 - Discover Home Loan 

Jan 22 - Discover Home Loan 

May 22 - Alliant 

June 22 - Synch/Verizon 

June 22 - JPMCB 

 

Equifax 

Aug 21 - Discover Home Loan 

Jan 22 - Discover Home Loan 

March 22 - AOD (denied)

May 22 - AOD (denied)

May 22 - PenFed 

May 22 - Langley FCU (denied)

 

Experian

Aug 21 - Discover Home Loan 

Jan 22 - Discover Home Loan 

May 22 - PenFed 

May 22 - USAA 

June 22 - RBFCU

June 22 - Synch/Verizon 

June 22 - JPMBC 

 

My last credit card I opened was my USAA Visa in August 2019. Including the last Chase card, that's five new accounts in the last three months. I consider this a little tempting fate with Chase and Synchrony, as some of the cards haven't reported yet but I'm not planning on any new credit product for a least a year (card wise). I was waiting for my last couple derogatories to fall off (student loan lates) and once they did my score finally rebounded nicely coupled with tackling my DTI. Come join me @expatCanuck! 😂🤣😂🤣😂🤣😂

 

I'll update my siggy later this evening!


If I need money over time, I may well do so, @Adkins.

 

But I really need to keep my EX pulls under control.

 

And on that note, time to check the dough.


2025 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 14-Sep-2025 ]
EQ8??0 INQ7y4m
EX8404 INQ (2 CC, 2 auto)7y
TU8??1 INQ (CC)6y8m
3/241/12AoYA 10m | AoOA 24y2m~1%

FICO 9 is 837.
Message 19 of 33
Junejer
Moderator Emeritus

Re: Chase & Wells Fargo Approval,!

Congrats on both approvals @Adkins!







Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 20 of 33
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