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Can you share your data points with everyone so we can all benefit? What bureaus did they pull? You listed your score, but how many inquiries did you have in last year? How many new accounts opened in last year? Those things are appreciated and help everyone. THANKS.
Congratulations on your Wells Fargo and Chase approvals!
Congrats, @Adkins!
Before these apps, where where your INQs on the relevant bureaus?
<he asked, for no reason in particular ... >
| EQ | 8?? | 0 INQ | 7y4m |
| EX | 840 | 4 INQ (2 CC, 2 auto) | 7y |
| TU | 8?? | 1 INQ (CC) | 6y8m |
| 3/24 | 1/12 | AoYA 10m | AoOA 24y2m | ~1% |
Congratulations on your Wells and chase approvals.
Very nice!
Congrats.













Chase and Wells WOOT WOOT! Great approvals Congrats to you!
For @MCM1 and @expatCanuck:
Current FICO 8 scores are 789 TU, 788 EX and 781 EQ. Chase pulled TU and EX.
HPs in last year:
TransUnion
Aug 21 - Discover Home Loan
Jan 22 - Discover Home Loan
May 22 - Alliant
June 22 - Synch/Verizon
June 22 - JPMCB
Equifax
Aug 21 - Discover Home Loan
Jan 22 - Discover Home Loan
March 22 - AOD (denied)
May 22 - AOD (denied)
May 22 - PenFed
May 22 - Langley FCU (denied)
Experian
Aug 21 - Discover Home Loan
Jan 22 - Discover Home Loan
May 22 - PenFed
May 22 - USAA
June 22 - RBFCU
June 22 - Synch/Verizon
June 22 - JPMBC
My last credit card I opened was my USAA Visa in August 2019. Including the last Chase card, that's five new accounts in the last three months. I consider this a little tempting fate with Chase and Synchrony, as some of the cards haven't reported yet but I'm not planning on any new credit product for a least a year (card wise). I was waiting for my last couple derogatories to fall off (student loan lates) and once they did my score finally rebounded nicely coupled with tackling my DTI. Come join me @expatCanuck! 😂🤣😂🤣😂🤣😂
I'll update my siggy later this evening!
Congrats on the approvals!




























@Adkins wrote:For @MCM1 and @expatCanuck:
Current FICO 8 scores are 789 TU, 788 EX and 781 EQ. Chase pulled TU and EX.
HPs in last year:
TransUnion
Aug 21 - Discover Home Loan
Jan 22 - Discover Home Loan
May 22 - Alliant
June 22 - Synch/Verizon
June 22 - JPMCB
Equifax
Aug 21 - Discover Home Loan
Jan 22 - Discover Home Loan
March 22 - AOD (denied)
May 22 - AOD (denied)
May 22 - PenFed
May 22 - Langley FCU (denied)
Experian
Aug 21 - Discover Home Loan
Jan 22 - Discover Home Loan
May 22 - PenFed
May 22 - USAA
June 22 - RBFCU
June 22 - Synch/Verizon
June 22 - JPMBC
My last credit card I opened was my USAA Visa in August 2019. Including the last Chase card, that's five new accounts in the last three months. I consider this a little tempting fate with Chase and Synchrony, as some of the cards haven't reported yet but I'm not planning on any new credit product for a least a year (card wise). I was waiting for my last couple derogatories to fall off (student loan lates) and once they did my score finally rebounded nicely coupled with tackling my DTI. Come join me @expatCanuck! 😂🤣😂🤣😂🤣😂
I'll update my siggy later this evening!
If I need money over time, I may well do so, @Adkins.
But I really need to keep my EX pulls under control.
And on that note, time to check the dough.
| EQ | 8?? | 0 INQ | 7y4m |
| EX | 840 | 4 INQ (2 CC, 2 auto) | 7y |
| TU | 8?? | 1 INQ (CC) | 6y8m |
| 3/24 | 1/12 | AoYA 10m | AoOA 24y2m | ~1% |
Congrats on both approvals @Adkins!
















Starting Score: 469