cancel
Showing results for 
Search instead for 
Did you mean: 

Chase auto cli, wow!

tag
Anonymous
Not applicable

Chase auto cli, wow!

Opened a Chase freedom unlimited in June with scores in the mid 600’s. Credit limit of $3300. Used it a bunch until about three weeks ago when I got an offer for the Sapphire preferred on the Chase website. I applied for that one with scores in the 670’s and was approved for $10k. I paid off the freedom card and am using the Sapphire card to get the bonus offer. I was checking my balances on Chase app and saw my freedom card had a $2500 increase to $5800! No asking required, no pulls, no nothing other than paying my card weekly since June and reporting a 1-2% utilization. Thanks, Chase!
Message 1 of 9
8 REPLIES 8
Medic981
Valued Contributor

Re: Chase auto cli, wow!







Your FICO credit scores are not just numbers, it’s a skill.
Message 2 of 9
FlaDude
Valued Contributor

Re: Chase auto cli, wow!

Congrats on the unrequested increase. Chase bumped my CSP from 7k to 10k out of the blue, as far as I can tell they never even notified me. I saw it on CK when my util dropped a little unexpectedly. OTOH, I have Slate (6.5k) and Amazon (10k) cards from them that I've had for years, maybe a decade, and nothing there. The big difference seems to be that the Slate and Amazon are pretty close to maxed out and have been for a while, while the Sapphire jumps around from zero around 35%, mostly for reimbursed work travel. My Fico is about 730 and my overall utilization is about 35% on all cards with a total CL of 90k.

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 40 years, open: 30 years; AAoA: 14 years
Amex Gold, Amex Blue, Amex ED, Amex Delta Blue, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA, Sync Lowes, total CL 203k
Message 3 of 9
Malcono
Regular Contributor

Re: Chase auto cli, wow!

Congrats on the surprise CLI.

It's always nice when Chase gives CLI's out of the blue.

AFAIK there's not much rhyme or reason when they do.

 



                                                  
                                                                                              
Total Credit: $107,000Utilization: 1%AAoA: 2yrs, 4mthsAoOA: 3yrs, 1mthAoYA: 1yrs, 10mthsBaddies: 0

Message 4 of 9
19eighty5
Senior Contributor

Re: Chase auto cli, wow!

Congratulations!!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 5 of 9
xaximus
Valued Contributor

Re: Chase auto cli, wow!

Congrats on your auto-CLI from Chase! A rarity for sure!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 6 of 9
Anonymous
Not applicable

Re: Chase auto cli, wow!

Chase auto increases are the best kind of increases! Congrats!!!
Message 7 of 9
josedcolon70
Valued Member

Re: Chase auto cli, wow!

Congratulations!  Chase did the same thing to me with my CSP a month after I got it.FICO Base

 


EQ - 740
EX - 758
TU - 755

Message 8 of 9
Cred4All
Valued Contributor

Re: Chase auto cli, wow!

All you have to do to get my attention is say the words 'Chase' and 'CLI' in the title and I'm already excited.  Congrats on the auto CLI!


Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.