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Chase cli recon approved

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New Contributor

Chase cli recon approved

Started with a $1000 credit line August 2019. Requested a credit line increase December 2019. Denied for excessive new accounts and credit inquiries. They pulled Equifax with a credit score of 649. Opened about 12 new accounts in the last 12 months including three installment loans of which two are on auto loans with about 50 inquiries LOL. Called for a reconsideration Lending services as to why I wanted a bigger credit like I said to match my other credit limits asked me a bunch of questions Including how much I wanted. Put me on hold for 15 minutes came back with the approval of the full amount that I requested $6000. I should have asked for more.
Did not even pull a new report, he used the same report back in December....
4/24??

I did use the card heavily about $10,000
Paid 4+ times per month, maybe that played a factor
Starting Score: 460
Current Score: 750
Goal Score: 800


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Message 1 of 15
14 REPLIES 14
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Super Contributor

Re: Chase cli recon approved

Congratulations on your CLI!

Message 2 of 15
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Established Contributor

Re: Chase cli recon approved

Wow, that is cool... CONGRATS!

 

I haven't even attempted a CLI from Chase. I thought it was almost always a HP,  and all to often NO!

 


@RebelSon wrote:
Started with a $1000 credit line August 2019. Requested a credit line increase December 2019. Denied for excessive new accounts and credit inquiries. They pulled Equifax with a credit score of 649. Opened about 12 new accounts in the last 12 months including three installment loans of which two are on auto loans with about 50 inquiries LOL. Called for a reconsideration Lending services as to why I wanted a bigger credit like I said to match my other credit limits asked me a bunch of questions Including how much I wanted. Put me on hold for 15 minutes came back with the approval of the full amount that I requested $6000. I should have asked for more.
Did not even pull a new report, he used the same report back in December....
4/24??

I did use the card heavily about $10,000
Paid 4+ times per month, maybe that played a factor

 



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Message 3 of 15
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Frequent Contributor

Re: Chase cli recon approved

Congrats!
Message 4 of 15
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Established Contributor

Re: Chase cli recon approved

Congrats on your CLI.

12/18/19




05/27/20





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Authorized User
Message 5 of 15
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Super Contributor

Re: Chase cli recon approved


@RebelSon wrote:


I did use the card heavily about $10,000
Paid 4+ times per month, maybe that played a factor

Didnt hurt

Congrats !



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>05/2020 CCT EX 834 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 6 of 15
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Frequent Contributor

Re: Chase cli recon approved

Congrats

did they pull 2 reports ?
Message 7 of 15
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Valued Contributor

Re: Chase cli recon approved

Congrats!

















Your FICO credit scores are not just numbers, it’s a skill.

Message 8 of 15
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Frequent Contributor

Re: Chase cli recon approved

Recon stories are the best. They show faith in the establishments, LOL. Cheers! Congrats!
Discover 22K ---------------------------- Credit Union MC 12K
Cap1 QS 10K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 22K
2 Installment loans:
Auto 15K / 39K ---------- Auto 28K / 39K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 9 of 15
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Valued Contributor

Re: Chase cli recon approved


@Openwater wrote:
Recon stories are the best. They show faith in the establishments, LOL. Cheers! Congrats!

That is what it has come to.




Living through Darwinism is so much worse than learning about about it in school.
Message 10 of 15
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