Chevron CLI APPROVED!!!

[SCYD]

On 07/22 I called GE/Synchrony bank and requested a CLI on my Chevron/Texaco credit card.  It was denied.

Yesterday, I received their denial letter in the mail which showed they pulled Transunion.

Their denial letter stated, it was not approved because:

1) recent late payments on accounts

2) no installment accounts

3) number of inquiries

I called GE's backdoor number again and asked if they could manually review it again and their reasons where a little off.

Advised them since Bankruptcy in 2010, 1) all accounts have been paid timely, 2) I have 2 installments loans, but my bank only reports to Equifax (they advised they only pull Transunion), and I have a total of 4 inquiries showing.

Nice customer service rep, re-reviewed it and increased my CL to $1,000.00 (which is what I requested).  Original CL was $650.00.  Card opened 4 months ago.

[coldnmn]

Congrats! Thanks for sharing.

[Anonymous]

Congrats! Great recon.

[alvon123]

congrats

[MissMoni223]

CONGRATS on your CLI approval!!!

[s_haliz]

Congrats!!! 

[dursty87]

Congrats.  Thanks for sharing.

[-Wade-]

---

@SCYD wrote:

On 07/22 I called GE/Synchrony bank and requested a CLI on my Chevron/Texaco credit card.  It was denied.

Yesterday, I received their denial letter in the mail which showed they pulled Transunion.

Their denial letter stated, it was not approved because:

1) recent late payments on accounts

2) no installment accounts

3) number of inquiries

I called GE's backdoor number again and asked if they could manually review it again and their reasons where a little off.

Advised them since Bankruptcy in 2010, 1) all accounts have been paid timely, 2) I have 2 installments loans, but my bank only reports to Equifax (they advised they only pull Transunion), and I have a total of 4 inquiries showing.

Nice customer service rep, re-reviewed it and increased my CL to $1,000.00 (which is what I requested).  Original CL was $650.00.  Card opened 4 months ago.

---

Congrats on your CLI

[TatorTodd]

Great news, way to be committed, and calling them.  They will do a CLI via SP every 4 months

[gdale6]

---

@SCYD wrote:

On 07/22 I called GE/Synchrony bank and requested a CLI on my Chevron/Texaco credit card.  It was denied.

Yesterday, I received their denial letter in the mail which showed they pulled Transunion.

Their denial letter stated, it was not approved because:

1) recent late payments on accounts

2) no installment accounts

3) number of inquiries

I called GE's backdoor number again and asked if they could manually review it again and their reasons where a little off.

Advised them since Bankruptcy in 2010, 1) all accounts have been paid timely, 2) I have 2 installments loans, but my bank only reports to Equifax (they advised they only pull Transunion), and I have a total of 4 inquiries showing.

Nice customer service rep, re-reviewed it and increased my CL to $1,000.00 (which is what I requested).  Original CL was $650.00.  Card opened 4 months ago.

---

Nice recon, grats