Made a post a while back asking what my odds were for Citi Custom Cash and I was met with mixed response. However, I was confident and the eagerness got the best of me. I had a CK guarantee and I said screw it one wasted hard pull won't bother me and I would get 50$ at worst. I'm a college sophomore and by the time I graduate the HP won't even matter. INSTANT APPROVAL for 3.8k SL
Thats the 2nd highest SL I've gotten yet.
Experian took the hit of a mere 4 points. Incredibly delighted to now move on to US Bank Cash+ which means gardening even more.
Heres my profile PRIOR to application:
DiscoverIT Student - 06/21 - $2.25k Limit
Chase Amazon Prime Visa Signature - 12/21 - $2.2k limit
BofA Customized Cash Rewards - 03/22 - $2.5k limit
Chase Freedom Flex - 07/22 - $6k limit
Sofi World Elite - 07/22 - $2.5k limit
Inquiries: EX 4 TU 1 EQ 0
New Accounts: 5/24, 3/12, 0/6
New Inquiries (Experian) : 4/24, 3/12, 0/6
FICO 8: EX 748, TU 759, EQ 761
No loans or anything of that nature in my CR.
Surprised the new account 3/12 didn't trip citi, but I am so very glad it didn't. Anyone with a similar profile, I say go for it. I was mentally prepared to get declined because you just never know citi. Gave me a temporary card number to add to my digital wallet which is the first time thats ever happened, but I will take it.
Nice, congratulations on your CCC approval!
@Cosmic7 wrote:Made a post a while back asking what my odds were for Citi Custom Cash and I was met with mixed response. However, I was confident and the eagerness got the best of me. I had a CK guarantee and I said screw it one wasted hard pull won't bother me and I would get 50$ at worst. I'm a college sophomore and by the time I graduate the HP won't even matter. INSTANT APPROVAL for 3.8k SL
Experian took the hit of a mere 4 points. Incredibly delighted to now move on to US Bank Cash+ which means gardening even more.
Heres my profile PRIOR to application:
DiscoverIT Student - 06/21 - $2.25k Limit
Chase Amazon Prime Visa Signature - 12/21 - $2.2k limit
BofA Customized Cash Rewards - 03/22 - $2.5k limit
Chase Freedom Flex - 07/22 - $6k limit
Sofi World Elite - 07/22 - $2.5k limit
Inquiries: EX 4 TU 1 EQ 0
New Accounts: 5/24, 3/12, 0/6
New Inquiries (Experian) : 4/24, 3/12, 0/6
FICO 8: EX 748, TU 759, EQ 761
No loans or anything of that nature in my CR.
Surprised the new account 3/12 didn't trip citi, but I am so very glad it didn't. Anyone with a similar profile, I say go for it. I was mentally prepared to get declined because you just never know citi. Gave me a temporary card number to add to my digital wallet which is the first time thats ever happened, but I will take it.
Congratulations on the approval.
Congratulations on your Citi Custom Cash approval! I remember your post in Applications and I see you got the same SL I got. I'm glad it worked out in your favor! 
Great, out of all the 5 cards I applied for in the last 30 days.. CC was the only one that denied me.. for that exact reason.
