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Citi Custom Cash Approval (+ 2 other recent approvals)

Man-Of-Steel
Established Contributor

Citi Custom Cash Approval (+ 2 other recent approvals)

I applied for the new Citi Custom Cash card earlier this afternoon and received an instant approval for $6,500, with a 0% intro APR for 15 months, then 13.99.

 

I have a Double Cash card with Citi that started as a ThankYou Premier in 2015.  Through a series of soft pull increases, the limit is now at $19,200.  I stopped requesting CLIs on that account a long time ago.

 

Two other approvals from early March 2021:

 

Chase Freedom Flex - $22,700, 0% intro APR for 15 months, then 14.99 ($200 SUB).

Capital One SavorOne - $7,500, 0% intro APR for 15 months, then 15.49 ($200 SUB).

 

Overall utilization: 1%

 

At the time of the new Citi app today, I had 4-5 inquiries on each bureau.  I received notification that Citi pulled EQ today.  I know they didn't pull TU and I'm hoping they didn't pull EX either.  Chase double pulled TU and EX.  So, if Citi only pulled EQ, it will give me 5 inquiries on each bureau.  Two on each bureau are mortgage related from June 2019, so they'll drop off next month.

 

Before the Citi app today, I was 2/6, 2/12, 2/24.

 

I don't know all of my scores, but my TU FICO Score 8 was 813 on May 23rd.  

 

My Double Cash is my only 2% cash back card, so I had no interest in doing a product change, and I wanted the SUB. Smiley Tongue

 

This new card puts me back at 10 open cards and I likely won't be applying for anymore for a long time to come.  I look at it as the "Grand Finale" approval after opening 15 new credit card accounts over the past 8 years.

Message 1 of 13
12 REPLIES 12
simplynoir
Community Leader
Super Contributor

Re: Citi Custom Cash Approval (+ 2 other recent approvals)

Congrats on your approvals both new and old

Message 2 of 13
gdale6
Moderator

Re: Citi Custom Cash Approval (+ 2 other recent approvals)

Grats on your Custom cash approval!

Message 3 of 13
CreditAggie
Senior Contributor

Re: Citi Custom Cash Approval (+ 2 other recent approvals)

Congratulations on your approvals!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 4 of 13
KingRue8500
Regular Contributor

Re: Citi Custom Cash Approval (+ 2 other recent approvals)

Congrats on your Citi Custom Cash approval

Current Cards:


Message 5 of 13
Elpadrino1
Contributor

Re: Citi Custom Cash Approval (+ 2 other recent approvals)

Congrats on your approvals!!

Message 6 of 13
babygirl1256
Valued Contributor

Re: Citi Custom Cash Approval (+ 2 other recent approvals)

Congrats on your Citi Custom Cash approval -and- your March 2021 approvals.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 7 of 13
Titans84
Regular Contributor

Re: Citi Custom Cash Approval (+ 2 other recent approvals)

Congrats on your approvals!

Current FICO 8:






Message 8 of 13
Total80sKid
Valued Contributor

Re: Citi Custom Cash Approval (+ 2 other recent approvals)

Congrats on your approvals! 👍🏼

Message 9 of 13
Man-Of-Steel
Established Contributor

Re: Citi Custom Cash Approval (+ 2 other recent approvals)

Thanks everyone! Smiley Happy

Message 10 of 13
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