Citi DC Approval

[M_Smart007]

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@GApeachy wrote:

Love seeing these kinds of approvals.  Killer sl! 

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@GApeachy, Trying to hitchhike  again <that thumb>

[M_Smart007]

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@pinkandgrey wrote:

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@M_Smart007 wrote:

@tg4life, You can ask for an APR reduction every 6 Months on Citi core cards.

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Citi APRs are pretty decent usually. Mine's been hanging out at 13.49 for a long time and I haven't ever asked for a reduction. 

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@pinkandgrey, You were fortunate to get that APR .. My cards are from years ago when rates were high.

So I had to work my way down. Still would not carry a balance though.

I have seen some myFICO'ers with under 10%

[Anonymous]

@M_Smart007 

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@M_Smart007 wrote:

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@Anonymous wrote:

Is the DC one of the easier citi legacy cards to get, compared to Costco or the AA Advantage cards? I know the premier and prestige are the hardest but what are the easiest ones? 

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@Anonymous, I would say the UW is probably the same for the DC, DP, Simplicity and Citi Rewards.

Those would be the easiest on my guess list.

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Is UW generally easier for those cards than the citi Costco or citi AA cards? I'm debating which to get to get my foot in the door.. 

[M_Smart007]

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@Anonymous wrote:

@M_Smart007 

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@M_Smart007 wrote:

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@Anonymous wrote:

Is the DC one of the easier citi legacy cards to get, compared to Costco or the AA Advantage cards? I know the premier and prestige are the hardest but what are the easiest ones? 

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@Anonymous, I would say the UW is probably the same for the DC, DP, Simplicity and Citi Rewards.

Those would be the easiest on my guess list.

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Is UW generally easier for those cards than the citi Costco or citi AA cards? I'm debating which to get to get my foot in the door.. 

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Maybe @K-in-Boston , could better anwer your question, I don't want to give you bad advice.

He will answer when possible, and you can alway's trust His advice

[cashorcharge]

Their AA cobranded card is on my list for 2021 so I look forward to understanding this too.

[K-in-Boston]

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@M_Smart007 wrote:

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@Anonymous wrote:

@M_Smart007 

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@M_Smart007 wrote:

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@Anonymous wrote:

Is the DC one of the easier citi legacy cards to get, compared to Costco or the AA Advantage cards? I know the premier and prestige are the hardest but what are the easiest ones? 

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@Anonymous, I would say the UW is probably the same for the DC, DP, Simplicity and Citi Rewards.

Those would be the easiest on my guess list.

---

Is UW generally easier for those cards than the citi Costco or citi AA cards? I'm debating which to get to get my foot in the door.. 

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Maybe @K-in-Boston , could better anwer your question, I don't want to give you bad advice.

He will answer when possible, and you can alway's trust His advice

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I think I did 2 days ago?

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Citi-AA-Platinum-Select-Approval-odds/m-p/6085344#M270868

[cashorcharge]

Thanks @K-in-Boston 

Appreciate the insight.  

I've been watching Citi's Prequal Site but it's been down about a month into Covid so I've held back

 

[MP15_556]

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@Anonymous wrote:

Is the DC one of the easier citi legacy cards to get, compared to Costco or the AA Advantage cards? I know the premier and prestige are the hardest but what are the easiest ones? 

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Just for some additional DP's I was approved for the Citi DC last week.  Applied through Credit Karma Pre-approval.  Instant Approval for $7,200, APR 19.99%

Pulled EX

Experian FICO: 756

INQ before App: 10

Utilization: 20%

No lates or Derogatorys.

11 Revolving Accounts

1 Secured Loan

1 Unsecured Loan

[Anonymous]

Congratulations!

[Anonymous]

@K-in-Boston 

I just wanted to know which is the easiest of the citi cards to get. Not just between the AA cards and Costco. As in, is double cash or rewards+ easier? 

I just need the easiest citi card to get approved for to get in the door.