Haha well it is accurate and there are no plans to apply for more.
My own credit strategy is sit on my hands until something worth picking up becomes worthwhile.
.5% on a spend of 27k and change is a savings of 135/year and adds up to 10x that over a decade.
That was worth changing my portfolio around for when it comes to mandatory expenses. Actually it is higher for that for the HOA payment, that’s actually $72/year itself so higher than .5% on roughly 5k of that 27k.
So 182/year total savings.
My own credit strategy is sit on my hands until something worth picking up becomes worthwhile.
.5% on a spend of 27k and change is a savings of 135/year and adds up to 10x that over a decade.
That was worth changing my portfolio around for when it comes to mandatory expenses. Actually it is higher for that for the HOA payment, that’s actually $72/year itself so higher than .5% on roughly 5k of that 27k.
So 182/year total savings.