cancel
Showing results for 
Search instead for 
Did you mean: 

Citi DC Cli

Highlighted
Frequent Contributor

Re: Citi DC Cli

Out of curiosity, does the CLI request page sometimes NOT have SP language to it with Citi? Mine has had that since I’ve activated my card. I tried it the day I activated just for fun (denied due to not enough time with current limit), but was going to try again after 60-90 days. When I check it still shows SP language. Just curious. Congrats on your Citi luv, BTW! Smiley Happy

FICO 8 5/20 EX 730 EQ 721 TU 734
Message 11 of 19
Highlighted
Valued Member

Re: Citi DC Cli


Out of curiosity, does the CLI request page sometimes NOT have SP language to it with Citi? Mine has had that since I’ve activated my card. I tried it the day I activated just for fun (denied due to not enough time with current limit), but was going to try again after 60-90 days. When I check it still shows SP language. Just curious. Congrats on your Citi luv, BTW! Smiley Happy

Thanks ficoproblems! I had never seen the SP language till today. And i checked it often lol.
Message 12 of 19
Highlighted
Valued Contributor

Re: Citi DC Cli


Congrats on the Citi CLI!





Message 13 of 19
Highlighted
Senior Contributor

Re: Citi DC Cli

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 14 of 19
Highlighted
Super Contributor

Re: Citi DC Cli

Congrats



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>05/2020 CCT EX 834 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 15 of 19
Highlighted
Senior Contributor

Re: Citi DC Cli

Congrats on your Citi DC increase!

Currently: Gardening since 04/2020




Message 16 of 19
Highlighted
Valued Contributor

Re: Citi DC Cli


@CallmeJo wrote:
Thanks dberryhill! I dont think much has changed on my credit in the last 2-3 months to be honest. I read on here that people usually get soft pull cli with citi in about 3 months. Worked out that way for me 😬

Good to know. I will have to keep an eye out for that. 

Bourbon and bow ties.
Current Cards:



2020 Goals:
$100K total CL (through organic/soft pull growth; COMPLETE!)
750+ across bureaus
No real goal cards for now
Garden Forever.
Message 17 of 19
Highlighted
Regular Contributor

Re: Citi DC Cli

Quick question: what is the SP language? I’m considering requesting a CLI on my DC but not quite sure what I’m looking for. TIA!
In order of approval...
Fico Scores: EX 721 | EQ 723 | TU 719
Goals: Reduce util, obtain soft-pull CLIs and 720 across the board.
Message 18 of 19
Highlighted
Frequent Contributor

Re: Citi DC Cli

In the app it asks you to “Answer two questions.” Then “Based on your responses, you could be approved instantly without a credit bureau report.” It then asks for income and rent/housing payment. On their website, it states “We will not obtain a credit bureau report to evaluate your request, and you will receive a decision instantly.”

FICO 8 5/20 EX 730 EQ 721 TU 734
Message 19 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.