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Citi DC stingy limit

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kdm31091
Super Contributor

Re: Citi DC stingy limit

I think total inquiries I had were 8, not all of them were recent but yeah. Need to stop apping, haha. I am planning on not apping for anything in 2015.

 

It's just so hard not to!! Lol

Message 11 of 28
mongstradamus
Super Contributor

Re: Citi DC stingy limit


@kdm31091 wrote:

I think total inquiries I had were 8, not all of them were recent but yeah. Need to stop apping, haha. I am planning on not apping for anything in 2015.

 

It's just so hard not to!! Lol


if you do try and recon for better limit i think its definately an HP, that is one of the reason i am wary of apping for that card. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 12 of 28
toothgrind3r
Established Contributor

Re: Citi DC stingy limit

Don't give up so fast, mine grew fast.

Got the Double Cash Sept. 7th, with a starting limit of $4500.

Been running about $1000 through it per month, paying in full.

A few weeks ago requested a CLI, asked for $15,000, approved for $15,000.

I've got some cards. Some are pretty, some are ugly. Some are more useful than others.
Message 13 of 28
Anonymous
Not applicable

Re: Citi DC stingy limit

I agree with the others.

Use it for about six months and you should be able to request a SP CLI.

Message 14 of 28
kdm31091
Super Contributor

Re: Citi DC stingy limit

SP is good, I definitely do not want to risk a HP CLI, not with the amount of inquiries I already have.

 

I guess I can just run a couple bills through it for a few months and see what happens. Smiley Happy

Message 15 of 28
kdm31091
Super Contributor

Re: Citi DC stingy limit

So I contacted the EO and they actually helped me out! They raised me to $5K. I can actually use this card now. Yay!

Message 16 of 28
BUN
Established Contributor

Re: Citi DC stingy limit

Great recon! Congrats on the DC! It will be nice when I emerge from the garden and apply for this awesome card!Smiley Happy

Starting Score : 575 May, 2013
Current Scores: EQ 716 6 INQ TU 745 4 INQ EX 726 3 INQ Last INQ December 2015, In the GC until Jan 2017.
Message 17 of 28
mongstradamus
Super Contributor

Re: Citi DC stingy limit


@kdm31091 wrote:

SP is good, I definitely do not want to risk a HP CLI, not with the amount of inquiries I already have.

 

I guess I can just run a couple bills through it for a few months and see what happens. Smiley Happy


Gratz on the SP CLI didn't think they did that!!! Sorry if this is an bit off topic but what did they pull for your app? I am wondering if citi will pull eq i may app for one of their cards an lot sooner :-) my eq score is about 40+ points higher than EX :-(



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 18 of 28
alvon123
Super Contributor

Re: Citi DC stingy limit


@kdm31091 wrote:

So I contacted the EO and they actually helped me out! They raised me to $5K. I can actually use this card now. Yay!


congrats


Message 19 of 28
Anonymous
Not applicable

Re: Citi DC stingy limit

Congrats on the CLI!

Message 20 of 28
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