Citi Double Cash Approval!

[Anonymous]

Hello All,

I have recently been trying to build my credit as I am just 21 and starting out....

my progress so far is......

Capital One QS- $500SL

DCU- $1000SL

AMEX Everyday- $1000SL

Marvel Mastercard- $2000SL

Citi DC MC- $500 SL

So as shown above that has been my progress. My Citi was just approved as of today! I was really excited!! I was pre-qualified for a Chase Slate but, i was approved pending verification so I still don't know my Credit Line. My oldest account is about 8 months. My Fico scores are EQ 687 TU 728 EX 705 my utl is right now at 5% and I make 30K/yr. Do you guys think my cards will grow with good usage and payment history? Am I on the right track??

[AverageJoesCredit]

Super congrats!! You are doing an amazing job, especially at only 21. Your cards will definetly grow with time and good management. Youve got some great diversity. Just take your time , try to hold back a bit on apping now as you are really doing well. Lets these age a bit. Imagine where youll be in a couple years with good management of your cards , youll have a nice thick profile . Keep up the great work and again congratulations

[Anonymous]

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@AverageJoesCredit wrote:
Super congrats!! You are doing an amazing job, especially at only 21. Your cards will definetly grow with time and good management. Youve got some great diversity. Just take your time , try to hold back a bit on apping now as you are really doing well. Lets these age a bit. Imagine where youll be in a couple years with good management of your cards , youll have a nice thick profile . Keep up the great work and again congratulations

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+1 what AJC said! Congrats on a job well done! 

[Anonymous]

Congrats on your success! Good job! Wish I had done what you were doing when I was 21!

[DaisyAdair]

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@Anonymous wrote:
Congrats on your success! Good job! Wish I had done what you were doing when I was 21!

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Agreed! Smart choices,  OP. Well done! 

[Anonymous]

congrats on your success !! you have some nice cards in your wallet, take it easy and let them grow.

[Anonymous]

Keep up the good work.

[Anonymous]

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@Anonymous wrote:

Hello All,

I have recently been trying to build my credit as I am just 21 and starting out....

my progress so far is......

Capital One QS- $500SL

DCU- $1000SL

AMEX Everyday- $1000SL

Marvel Mastercard- $2000SL

Citi DC MC- $500 SL

So as shown above that has been my progress. My Citi was just approved as of today! I was really excited!! I was pre-qualified for a Chase Slate but, i was approved pending verification so I still don't know my Credit Line. My oldest account is about 8 months. My Fico scores are EQ 687 TU 728 EX 705 my utl is right now at 5% and I make 30K/yr. Do you guys think my cards will grow with good usage and payment history? Am I on the right track??

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Congrats on your approvals and welcome to the forum!!! IMHO, you're doing a good job. Now that you have cards spend time in the garden so your new accounts can age. Good luck!

[Anonymous]

What can I do to be better involved in the MyFico Community?? I Love this site as my auntie showed me it and is a "Frequent Contributor". Thanks All for Yalls works of wisdom!

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@beautifulblaquepearl wrote:

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@Anonymous wrote:

Hello All,

I have recently been trying to build my credit as I am just 21 and starting out....

my progress so far is......

Capital One QS- $500SL

DCU- $1000SL

AMEX Everyday- $1000SL

Marvel Mastercard- $2000SL

Citi DC MC- $500 SL

So as shown above that has been my progress. My Citi was just approved as of today! I was really excited!! I was pre-qualified for a Chase Slate but, i was approved pending verification so I still don't know my Credit Line. My oldest account is about 8 months. My Fico scores are EQ 687 TU 728 EX 705 my utl is right now at 5% and I make 30K/yr. Do you guys think my cards will grow with good usage and payment history? Am I on the right track??

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Congrats on your approvals and welcome to the forum!!! IMHO, you're doing a good job. Now that you have cards spend time in the garden so your new accounts can age. Good luck!

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[Anonymous]

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@Anonymous wrote:

What can I do to be better involved in the MyFico Community?? I Love this site as my auntie showed me it and is a "Frequent Contributor". Thanks All for Yalls works of wisdom!

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@beautifulblaquepearl wrote:

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Congrats on your approvals and welcome to the forum!!! IMHO, you're doing a good job. Now that you have cards spend time in the garden so your new accounts can age. Good luck!

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