I am currently subscribed to daily reports from all 3 CRAs, so far i see now mention of any new INQ. And the cli was like instant, plus now warnings about a report from citi, so I believe it is an SP. I also saw a Want even more credit increase link in the app, but I believe that's where the HPs involved. I'll save it for my next wish list card. Either an Uber Visa or a second Chase card.