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Citi Gold / AAdvantage WMC Approved!!

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yudeology101
Senior Contributor

Citi Gold / AAdvantage WMC Approved!!

Received an offer in the mail today, but since i've been burned down pretty heavily from my recent apps (AMEX Green, Discover IT),  I wasn't expecting much from this application.  Well, completed the application, click submit, then instant message-  APPROVED FOR $2K!!!!  By far this is my highest CL out of all CCs I have, so pumped right now!  

 

My background isn't too pretty-  16+ INQ in all 3 bureaus (mostly from last year applying for car loan),  scores 647EX/ 640EQ/662TU all FICO scores (Aug 2013).  1% UTIL on all my CCs (AAOA 1.2yrs), baddies include default student loan back in 2009.  I have BOA Cash Rewards 1k, SonyCard 1k, Cap1 Journey $750 (upgraded to Quicksilver), Cap1 Secured $500, BBRZMC $300, Bloomingdales Store Card $300, and TJX store card $200.   

 

I'm still in awe that I got approved by Citi w/ my current scores...I thought they were super picky & Inq sensitive?  Regardless, I'm happy with the results!  In the garden until mid next year to apply for AMEX Delta or PRG.

 

 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 1 of 10
9 REPLIES 9
coldnmn
Mega Contributor

Re: Citi Gold / AAdvantage WMC Approved!!

Good for you! Congrats! 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 10
Anonymous
Not applicable

Re: Citi Gold / AAdvantage WMC Approved!!

Congratulations! I'm really surprised a WMC starts at $2k!
Message 3 of 10
myjourney
Super Contributor

Re: Citi Gold / AAdvantage WMC Approved!!

CongartsSmiley Surprised

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 10
dodgerslv
Valued Contributor

Re: Citi Gold / AAdvantage WMC Approved!!

Congrats!!! I have the AAdvantage MC also and love it! Got the card in July and got 2 trips booked already for this year...Smiley Happy

gardening since 5/21/2016
Message 5 of 10
yudeology101
Senior Contributor

Re: Citi Gold / AAdvantage WMC Approved!!

I know right?  I thought World Master Card usually starts with a high CL, but hey I'm not complaining!  Called yesterday to see if they can expedite the card delivery, but it was a no go Smiley Sad   Super excited about the 50k miles sign up bonus! 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 6 of 10
Anonymous
Not applicable

Re: Citi Gold / AAdvantage WMC Approved!!

My wife just received a "pre-selected" offer for the AA Plat MC, with 60K miles after $2K spend.  That seems pretty good, are others getting better offers?

Message 7 of 10
Anonymous
Not applicable

Re: Citi Gold / AAdvantage WMC Approved!!

Congrats!!! thats an awesome card to have i have the platinum visa and i love the perks it comes with

Message 8 of 10
370Z
Frequent Contributor

Re: Citi Gold / AAdvantage WMC Approved!!


@Anonymous wrote:

My wife just received a "pre-selected" offer for the AA Plat MC, with 60K miles after $2K spend.  That seems pretty good, are others getting better offers?


That's the best offer out right now. I would jump on it.

EQ8 824 (6/26) EX8 848 (7/26) EX9 846 (7/26) TU8 818 (12/25)
Chase_Hyatt|11.5k|15.24%|6/13 * Amex_Hilton|10k|13.99%|8/13 * Chase_IHG|10k|15.24%|1/14 * Chase_Ink$|12k|13.24%|5/14 * NFCU$|50k|9.65%|12/14 * Amex_ED|10k|12.99%|1/16 * Citi_Custom$|49k|15.24%|4/16 * Merrill+|70k|12.99%|2/17 * Amex_BB+|10k|15.24%|3/18 * PenFed_Pathfinder|29.4k|17.99%|9/18 * WF_Autograph|25k|16.99%|7/19 * AODFCU_VS|22k|13.00%|4/20 * Chase_Ritz_Carlton|33k|15.99%|10/21 * Amex_BB$|42k|13.24%|8/22 * RFCU_VS|10k|12.00%|6/23 * C1_VX|40k|14.74%|1/24 * CSP|14.4k|15.74%|5/25
Gone: CSP, AA x3, Ink+, Premier, CSR, CFU, CF, AARP, Limitless
Message 9 of 10
JonStur
Established Contributor

Re: Citi Gold / AAdvantage WMC Approved!!

Congrats!!!


Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 10 of 10
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