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Citi_Is this a good solid offer

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MauiMan85297
Valued Contributor

Citi_Is this a good solid offer

you're Pre-Qualified to apply for the following credit card offers. See below for 4 additional offer(s).

  • Enjoy 0% Intro APR on purchases and balance transfers for 21 months; after that, the variable APR will be 23.24%.1
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.1
  • The only card with no late fees, no penalty rate and no annual fee - ever.1
  • Save time with fast, easy access to a live representative for personal help, 24 hours a day.
  • Purchase APR
    0% Intro APR on balance transfers and purchases for 21 months  after that, the variable APR will be 23.24%

Citi Simplicity



Message 1 of 11
10 REPLIES 10
MauiMan85297
Valued Contributor

Re: Citi_Is this a good solid offer

 looked legit and reading other Citi posts decided to app.....Low SL though, can I recon when I receive the card?  Please move post to approvals

 

Congratulations, . You have been approved for a Citi Simplicity® Card.

Your welcome materials and card(s) will arrive in the mail within 7-10 business days at the address you provided. Upon arrival, follow the instructions on the security sticker to activate your card for immediate use.

Take advantage of our low balance transfer rates right now. Click "Continue" below to get started.

Account Details
Card Name:

Citi Simplicity® Card

Credit Limit:

$1,800.00

Print This Page
Facts About Interest and Fees
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases

0% introductory APR for 21 months from date of account opening.

After that your APR will be 23.24%.



Message 2 of 11
JustBPatient
Established Contributor

Re: Citi_Is this a good solid offer

Good job!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 3 of 11
Anonymous
Not applicable

Re: Citi_Is this a good solid offer

Congrats.  As for the starting limit, you can't recon it.  The only going you can do is request a CLI which would be another HP.  If you wait 6 months you should be able to have the option for a SP CLI request.

Message 4 of 11
Wolfeyy
Regular Contributor

Re: Citi_Is this a good solid offer


@gsully00 wrote:

What is your score if you dont mind me asking. I'm boarderline 700/Clean but short AAoA and they gave me 1k starting a few months back.

"Four more months until 2 inquires fall off."
My Journey Thread: Wolfeyy's Journey/Timeline thus far...
Goal: 780s across the board(Accomplished!) | Util: under 3%
5/27/17 - TU: 789 | EX: 785 | EQ: 798
Discover IT - $11,000 | Citi DC - $5,200 | PenFed Cash Rewards - $2,500 | Cap1 QS1 - $2,300 | Barclay Rewards - $1,500
Paypal Credit - $1,000

Message 5 of 11
MauiMan85297
Valued Contributor

Re: Citi_Is this a good solid offer

It was for the DH not me, scores are as follows: EQ 696 TU 686 EX 678, income 108k



Message 6 of 11
Wolfeyy
Regular Contributor

Re: Citi_Is this a good solid offer

 


@gsully00 wrote:

It was for the DH not me, scores are as follows: EQ 696 TU 686 EX 678, income 108k


Mine were a little lower when I apped so the limit seem right. Aside from your the massive income. Smiley Happy Maybe they can work with yall.

"Four more months until 2 inquires fall off."
My Journey Thread: Wolfeyy's Journey/Timeline thus far...
Goal: 780s across the board(Accomplished!) | Util: under 3%
5/27/17 - TU: 789 | EX: 785 | EQ: 798
Discover IT - $11,000 | Citi DC - $5,200 | PenFed Cash Rewards - $2,500 | Cap1 QS1 - $2,300 | Barclay Rewards - $1,500
Paypal Credit - $1,000

Message 7 of 11
Anonymous
Not applicable

Re: Citi_Is this a good solid offer

0% for 21 months? Score!

Message 8 of 11
RonM21
Valued Contributor

Re: Citi_Is this a good solid offer

Congrats! The intro apr is nice. They seem tough on their SL's though.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 9 of 11
Anonymous
Not applicable

Re: Citi_Is this a good solid offer

I got the same card and the 21 months 0% interest is the best out there with the big banks. I saw someone found a 24 months 0% interest but I don't recall the name of the lender and I believe you hve to have high scores for it.

 

Well done!

Message 10 of 11
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