No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
you're Pre-Qualified to apply for the following credit card offers. See below for 4 additional offer(s).
Citi Simplicity
looked legit and reading other Citi posts decided to app.....Low SL though, can I recon when I receive the card? Please move post to approvals
Your welcome materials and card(s) will arrive in the mail within 7-10 business days at the address you provided. Upon arrival, follow the instructions on the security sticker to activate your card for immediate use.
Take advantage of our low balance transfer rates right now. Click "Continue" below to get started.
Citi Simplicity® Card
$1,800.00
| Facts About Interest and Fees | |
| Interest Rates and Interest Charges | |
| Annual Percentage Rate (APR) for Purchases | 0% introductory APR for 21 months from date of account opening. |
Good job!!
Congrats. As for the starting limit, you can't recon it. The only going you can do is request a CLI which would be another HP. If you wait 6 months you should be able to have the option for a SP CLI request.
@gsully00 wrote:
What is your score if you dont mind me asking. I'm boarderline 700/Clean but short AAoA and they gave me 1k starting a few months back.
"Four more months until 2 inquires fall off."
My Journey Thread: Wolfeyy's Journey/Timeline thus far...
Goal: 780s across the board(Accomplished!) | Util: under 3%
5/27/17 - TU: 789 | EX: 785 | EQ: 798
Discover IT - $11,000 | Citi DC - $5,200 | PenFed Cash Rewards - $2,500 | Cap1 QS1 - $2,300 | Barclay Rewards - $1,500
Paypal Credit - $1,000
It was for the DH not me, scores are as follows: EQ 696 TU 686 EX 678, income 108k
@gsully00 wrote:It was for the DH not me, scores are as follows: EQ 696 TU 686 EX 678, income 108k
Mine were a little lower when I apped so the limit seem right. Aside from your the massive income.
Maybe they can work with yall.
"Four more months until 2 inquires fall off."
My Journey Thread: Wolfeyy's Journey/Timeline thus far...
Goal: 780s across the board(Accomplished!) | Util: under 3%
5/27/17 - TU: 789 | EX: 785 | EQ: 798
Discover IT - $11,000 | Citi DC - $5,200 | PenFed Cash Rewards - $2,500 | Cap1 QS1 - $2,300 | Barclay Rewards - $1,500
Paypal Credit - $1,000
0% for 21 months? Score!
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |










I got the same card and the 21 months 0% interest is the best out there with the big banks. I saw someone found a 24 months 0% interest but I don't recall the name of the lender and I believe you hve to have high scores for it.
Well done!