Citi Premier Approval

[Drwaz99]

Nice! Congrats!

[SDMarik]

Congrats on the Citi Premier approval!!

[CreditAggie]

Congratulations on your Citi Premier approval!

[Traveler101]

Congratulations 🎊 

[M_Smart007]

Congrats on your Premier Approval 🎉

[coldfusion]

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@DogHouse wrote:

SL is $8,900, Which is low in comparison to my other cards

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Congrats on your approval.  FWIW Citi does trend to the conservative side with credit limits and you did well with an $8.9K SL for your 1st Citi card. 

You can request a soft pull CLI every 6 months and if approved they may then offer you the opportunity for a bigger one if you authorize a hard pull.  If you reached that point a refusal to proceed further would not jeopardize that SP limit increase,  if you allowed them to proceed with a HP regardless of the outcome that SP limit increase would still stand.  

[berombeu]

Any data regarding to your HP within 6 or 12 month? I'm planning to get this card. Currently have 2 HP within 6 months.

[cashorcharge]

WooHoo!! Congratulations on your Citi Approval!!👏🏼🍾🥂

[DogHouse]

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@berombeu wrote:

Any data regarding to your HP within 6 or 12 month? I'm planning to get this card. Currently have 2 HP within 6 months.

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I had a Chase Sapphire Preferred approved in March of this year.  Additionally, I had an AMEX Gold Charge approved last month.  I have no other inquiries, as I had been in the garden for a couple of years, working on SP CLIs and allowing accounts to continue to age.  My DTI stays in the single digits, and the only thing that really stands out in my credit history is a significant student loan.  

[berombeu]

Thanks for the DP.  I'm currently have a few card that opened within 12 months.

3/31 navyfed

3/07 amex plat

1/15 VX

1/09 (AU) amex plat

11/2021 US bank

01/2021 penfed

HP

EX 01/2022

TU 01/2022

EQ 7/29, 4/12, 01/15, 11/2021, 01/2021. 

My score is like 795+. Still have 18k in student loan. 130K in mortgage. Avarage age of account is 7+ years old. Credit usage is 2% out of 250k. Probably need to rack up some usage with C1 using their purchase transfer balance option. 

I live in GA, don't know which credit they will pull when I apply. Currently have a checking/saving with them for quite sometime. Don't know if that will make any difference.