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Citibank Custom Cash Card after Getting Approval for Anywhere Visa Card

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jamerican-girl
Contributor
‎07-29-2022 12:35 PM
‎07-29-2022 12:35 PM

Citibank Custom Cash Card after Getting Approval for Anywhere Visa Card

I have been lurking for a few weeks and getting some good tips to follow for credit card applications. I got two preselected offers in the mail from Citi recently. One for Citi Custom Cash card and one for Citi Anywhere Visa card. I applied for the latter two weeks ago and was approved for $8,800. I am wondering if there are any restrictions like Chase has to apply for a second card, meaning the Custom Cash card. It has a specific interest rate and not a range. Also, does anyone know if they do a hard pull if there was an application less than 30 days ago?

 

Thank you in advance for your feedback!

Keepers:
Wells Fargo: Active Cash - SL: $10,000
Synchrony: PayPal MC Rewards - SL: $8,000 CL: $15,000; Venmo - SL: $4,300, CL: $10,000; Lowe's - SL: $2,000 CL: $10,000; Care Credit - SL: 500 CL: $3,000
Amex: Delta SkyMiles Platinum - SL: $1,000 CL: $4,000; Blue Cash Preferred - SL: $2,000 CL: $4,000; Marriott Bonvoy Bevy - SL $1,700; Hilton Honors Surpass - SL: $8,000
Citi: Costco Anywhere Visa - SL: $8,800; CL: $10,000; Custom Cash Card - SL: $3,500; Wayfair Card - SL: $5,000 CL: $9,100;
PenFed: Gold Card - SL: $3,500 CL: $7,500; Power Cash Rewards - SL: $2,500 CL: $7,500
Bread American Express Cashback - SL: $5,000 CL: $7,500
Mercury Finance - SL: $3,500 CL: $4,250;
Goldman Sachs: Apple Card - SL: $6,000 CL: $6,500; Marcus: GM Card - SL: $3,000;
Kohl's - CL: $3,500; CFNA Firestone - SL: $800, CL: $3,200

Sock Drawer:
Capital One: QuickSilver - CL: $1,250 (finally got CLI)
Sofi: SL: $2,500;
Merrick Bank: CL: $1,300 (can't close, one of my oldest tradelines);
BOA: Customized Cash Rewards - SL $500, CL: $1,500;

Chopping Block:
Capital One: Platinum MC - CL: $600 (they won't give me a CLI);
Credit One: 2 cards with $1,500 & $2,200 CL
Prosper: $1,400

Goal Cards:
Chase Sapphire, WF Autograph and PenFed Platinum Rewards

Car Loans: 1 loan.
Car: 2023 Audi A4 SLine
Paid off:
VW Financial Services: 2020 Jetta
Exeter Finance: 2015 Jetta
Message 1 of 13
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12 REPLIES 12
SaintMortichai
Contributor
‎07-29-2022 04:58 PM
‎07-29-2022 04:58 PM

Re: Citibank Custom Cash Card after Getting Approval for Anywhere Visa Card

Welcome to posting on the forum! Citi will indeed HP you for a second card application, even if within 30 days. You can apply for a second Citi card 8 days after applying for your first one. Then you have to take a break in applying again for, I believe, 90 days after the second application. I want the Citi Custom Cash and wish I got mailers for it. If you feel confident enough, go for it!


Bank of America Customized Cash Rewards: $6,000 | Capital One Quicksilver WEMC: $6,500 | Comenity GameStop PowerUp Rewards: $2,800 | Rooms to Go: $250 | Best Buy Citi Visa: $2,800 | Chase Amazon Prime Visa: $3,400 | Target RedCard: $2,500 | Chase Freedom Flex: $3,000 | Chase Freedom Unlimited: $25,000 | Chase Sapphire Preferred: $7,500 | Elan Max Cash Preferred: $2,000 | PayPal Cashback MasterCard: $9,000 | Venmo Visa: $700 | SoFi: $3,500 | American Express Blue Cash Everyday: $1,000 | X1 Visa Signature: $5,000

AU cards - Discover IT: $14,000 | Southwest Rapid Rewards: $8,500 | BoA Customized Cash Rewards WEMC: $16,000 | BoA Customized Cash Rewards Visa: $10,000 | Home Depot: $14,500 | Citi Custom Cash: $5,300 | Discover It: $2,500 | Capital One Savor One: $500

Cards I Want: American Express Blue Business Cash, American Express Blue Cash Preferred, Capital One Savor One, Capital One Venture X, Capital One Walmart Rewards, Citi Custom Cash, Synovus Cash Rewards

OFFICIALLY GARDENING UNTIL SUMMER 2024! Start date: 9.17.22
Message 2 of 13
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jamerican-girl
Contributor
‎07-30-2022 12:02 PM
‎07-30-2022 12:02 PM

Re: Citibank Custom Cash Card after Getting Approval for Anywhere Visa Card

Thank you for your response. I applied this morning and was approved with a $3500 SL. I'm very happy considering I got $8800 for the Anywhere Visa card.

@SaintMortichai wrote:

Welcome to posting on the forum! Citi will indeed HP you for a second card application, even if within 30 days. You can apply for a second Citi card 8 days after applying for your first one. Then you have to take a break in applying again for, I believe, 90 days after the second application. I want the Citi Custom Cash and wish I got mailers for it. If you feel confident enough, go for it!

Keepers:
Wells Fargo: Active Cash - SL: $10,000
Synchrony: PayPal MC Rewards - SL: $8,000 CL: $15,000; Venmo - SL: $4,300, CL: $10,000; Lowe's - SL: $2,000 CL: $10,000; Care Credit - SL: 500 CL: $3,000
Amex: Delta SkyMiles Platinum - SL: $1,000 CL: $4,000; Blue Cash Preferred - SL: $2,000 CL: $4,000; Marriott Bonvoy Bevy - SL $1,700; Hilton Honors Surpass - SL: $8,000
Citi: Costco Anywhere Visa - SL: $8,800; CL: $10,000; Custom Cash Card - SL: $3,500; Wayfair Card - SL: $5,000 CL: $9,100;
PenFed: Gold Card - SL: $3,500 CL: $7,500; Power Cash Rewards - SL: $2,500 CL: $7,500
Bread American Express Cashback - SL: $5,000 CL: $7,500
Mercury Finance - SL: $3,500 CL: $4,250;
Goldman Sachs: Apple Card - SL: $6,000 CL: $6,500; Marcus: GM Card - SL: $3,000;
Kohl's - CL: $3,500; CFNA Firestone - SL: $800, CL: $3,200

Sock Drawer:
Capital One: QuickSilver - CL: $1,250 (finally got CLI)
Sofi: SL: $2,500;
Merrick Bank: CL: $1,300 (can't close, one of my oldest tradelines);
BOA: Customized Cash Rewards - SL $500, CL: $1,500;

Chopping Block:
Capital One: Platinum MC - CL: $600 (they won't give me a CLI);
Credit One: 2 cards with $1,500 & $2,200 CL
Prosper: $1,400

Goal Cards:
Chase Sapphire, WF Autograph and PenFed Platinum Rewards

Car Loans: 1 loan.
Car: 2023 Audi A4 SLine
Paid off:
VW Financial Services: 2020 Jetta
Exeter Finance: 2015 Jetta
Message 3 of 13
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KingRue8500
Senior Contributor
‎07-30-2022 07:02 PM
‎07-30-2022 07:02 PM

Re: Citibank Custom Cash Card after Getting Approval for Anywhere Visa Card

Congrats on your Citi Custom Cash approval




Message 4 of 13
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SouthJamaica
Mega Contributor
‎07-30-2022 07:05 PM
‎07-30-2022 07:05 PM

Re: Citibank Custom Cash Card after Getting Approval for Anywhere Visa Card

@jamerican-girl wrote:

Thank you for your response. I applied this morning and was approved with a $3500 SL. I'm very happy considering I got $8800 for the Anywhere Visa card.

@SaintMortichai wrote:

Welcome to posting on the forum! Citi will indeed HP you for a second card application, even if within 30 days. You can apply for a second Citi card 8 days after applying for your first one. Then you have to take a break in applying again for, I believe, 90 days after the second application. I want the Citi Custom Cash and wish I got mailers for it. If you feel confident enough, go for it!

@SaintMortichai wrote:

Welcome to posting on the forum! Citi will indeed HP you for a second card application, even if within 30 days. You can apply for a second Citi card 8 days after applying for your first one. Then you have to take a break in applying again for, I believe, 90 days after the second application. I want the Citi Custom Cash and wish I got mailers for it. If you feel confident enough, go for it!

Congratulations on your two approvals Smiley Happy


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 5 of 13
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PapaTunde
Established Contributor
‎07-30-2022 07:17 PM
‎07-30-2022 07:17 PM

Re: Citibank Custom Cash Card after Getting Approval for Anywhere Visa Card

Congrats on your new Citi cards

All Fico9 835+ or there abouts

These violent delights have violent ends
Message 6 of 13
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CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎07-30-2022 08:17 PM
‎07-30-2022 08:17 PM

Re: Citibank Custom Cash Card after Getting Approval for Anywhere Visa Card

Congratulations on your Citi approvals!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 13
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fullacrobat5
Frequent Contributor
‎07-30-2022 10:26 PM
‎07-30-2022 10:26 PM

Re: Citibank Custom Cash Card after Getting Approval for Anywhere Visa Card

Congratulations on your approvals!!

Message 8 of 13
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babygirl1256
Senior Contributor
‎07-31-2022 08:44 AM
‎07-31-2022 08:44 AM

Re: Citibank Custom Cash Card after Getting Approval for Anywhere Visa Card

Congrats on your approvals!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 9 of 13
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gdale6
Moderator Emeritus
‎07-31-2022 12:44 PM
‎07-31-2022 12:44 PM

Re: Citibank Custom Cash Card after Getting Approval for Anywhere Visa Card

Very lucrative card, I am enjoying mine, grats on yours Smiley Happy

Message 10 of 13
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