cancel
Showing results for 
Search instead for 
Did you mean: 

Citizens Bank 1.8% Cash Back Plus WM Approved!

trant3
Established Contributor

Citizens Bank 1.8% Cash Back Plus WM Approved!

Been on a roll lately, decided to keep it going, applied for Citizens Bank 1.8% cashback card since just signed up for checking account. App went pending from 6/30, approved on 7/20 (day I arrived back in the states from cruise LOL). $4,600 SL, 18.99%.

 

DP: Pulled only EQ with 717 FICO, 6+ new accounts since Jan 2017. Its a Chip and Pin card. Even though Citizens is regional, it appears credit cards may be open to everyone and checking is regionalized. 

 

IMG_2107 jpg.jpg


FICO EQ: 720 EX: 713 TU 721

Sofi $15k, Venmo Visa $2.7k, Apple $7k, Citi+ Rewards $12.8k, Citi Double Cash $13k, Citizens Bank Cash Plus $8k, Chase Amazon $3k, Chase Flex $13.6k, Chase IHG $16k, Amex BCP $9.5k, Amex Hilton $10k, Chase Freedom $26.5k, NFCU Plat $43k, NFCU Cash $25.5k, Discover IT $27.5k, Discover Miles $10.5k, BECU Visa $14k, Wells Fargo Cash $6.3k, PenFed Promise $15k, PenFed Gold $20k

Message 1 of 4
3 REPLIES 3
Creditbuilder36
Frequent Contributor

Re: Citizens Bank 1.8% Cash Back Plus WM Approved!

Congrats 🙂
Message 2 of 4
JoeLuvsHisCredit
Valued Contributor

Re: Citizens Bank 1.8% Cash Back Plus WM Approved!

Congrats

Message 3 of 4
Fthssn42
Regular Contributor

Re: Citizens Bank 1.8% Cash Back Plus WM Approved!

I have the same card and I love it because the cash back rewards post as soon as a transaction clears, unlike my card with Discover which doesn't post the cash back earned until the statement cuts. I'm the kind of person who likes to use a card for a charge and pay it off right away, so waiting for statement cut is a nuisance for me. Also Citizens preapproved me with no HP at all, one day when I was in the branch they told me I was pre approved for a card and that was that. Also they were the highest SL that I've had so far which is amazing since I have horrible/rebuilding credit. So yay Citizens!

 

The only negative is that I think they require you to accumulate $20 in cash back rewards before you can redeem them. Oh well.

Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.