Comenity BJ's Mastercard CLI $9k --> $12k

SDMarik · ‎10-17-2022

Comenity showed me some luv today. $9,000 --> $12,000

Data points:

Current siggy accurate

181 days since last cli

Total current util - $79 (paid months ago but we all know whats happening with them right now)

Put maybe $500 on the card, total, over the last 6 months

Soft pull, all bureaus locked

I currently have an open dispute with them also, over the balance not updating. I got sick of waiting. Wasn't sure if that would have any impact. Apparantly it did not.

"When prosperity comes, do not use all of it"

CreditAggie · ‎10-17-2022

Congratulations on your Comenity BJ's Mastercard CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (July 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

cashorcharge · ‎10-17-2022

WooHoo!! Congratulations on your Comenity Approval!!👏🏼🍾🥂

KingRue8500 · ‎10-17-2022

Congrats on your Comenity BJ's MC CLI

CYBERSAM · ‎10-17-2022

Congrats on your BJ's CLI 👍👍

SP CLI is a welcoming DP! Maybe is because you had all bureaus locked up! Nevertheless very interesting info.

babygirl1256 · ‎10-17-2022

Congrats on your Comenity BJ's Mastercard CLI.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

SDMarik · ‎10-18-2022

@CYBERSAM wrote:
Congrats on your BJ's CLI 👍👍

SP CLI is a welcoming DP! Maybe is because you had all bureaus locked up! Nevertheless very interesting info.

I figured better safe than sorry, it was a SP last time I did it 6 months ago but there have been a bunch of HP data points lately so I locked em up.

"When prosperity comes, do not use all of it"

M_Smart007 · ‎10-18-2022

Congrats on The Comenity CLI