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Comenity - Verification Process then SMALL Limit Approval

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Kixforpa
Contributor

Comenity - Verification Process then SMALL Limit Approval

My DH received the Pre-approval pop-up via SCT for VS and then got a verification message. We literally jut got the letter after 8 days called in for verification and the rep comes back on the line saying Congratulations! I was able to verify you and you now have a VS with a $150.00 limit! We were expecting at least $300-500. What do you guys think? Should he try to request a CLI as soon as the card arrives?
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Message 1 of 14
13 REPLIES 13
GApeachy
Super Contributor

Re: Comenity - Verification Process then SMALL Limit Approval


@Kixforpa wrote:
 Should he try to request a CLI as soon as the card arrives?

Yes, once he sets up his online acct. do the cli request.  It should be a sp but read first and make sure the verbiage doesn't imply pulling his cr before submitting.  GL!

My Take Home Pay Don't Take Me Home
Message 2 of 14
M_Smart007
Legendary Contributor

Re: Comenity - Verification Process then SMALL Limit Approval

Congratulations!

Message 3 of 14
AllZero
Mega Contributor

Re: Comenity - Verification Process then SMALL Limit Approval

Congratulations on DH approval!
Message 4 of 14
gdale6
Moderator Emeritus

Re: Comenity - Verification Process then SMALL Limit Approval

Grats on getting the card Smiley Happy

Message 5 of 14
dudefromtx
Established Contributor

Re: Comenity - Verification Process then SMALL Limit Approval

Congrats to him!

Message 6 of 14
gingerflower
Senior Contributor

Re: Comenity - Verification Process then SMALL Limit Approval

@Kixforpa 

Congratulations! and definitely ask for a higher CL I'm not certain if it will be a hard or soft pull on your credit report.  Good Luck!

Message 7 of 14
chiefone4u
Established Contributor

Re: Comenity - Verification Process then SMALL Limit Approval


@Kixforpa wrote:
My DH received the Pre-approval pop-up via SCT for VS and then got a verification message. We literally jut got the letter after 8 days called in for verification and the rep comes back on the line saying Congratulations! I was able to verify you and you now have a VS with a $150.00 limit! We were expecting at least $300-500. What do you guys think? Should he try to request a CLI as soon as the card arrives?

For me, VS was 6 month's before first increase. After the first one I got multiple every 31 days, until they stopped this year at $4,200 (don't really need more I suppose). If I remember correctly, my original limit was $175.

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Message 8 of 14
FinStar
Moderator Emeritus

Re: Comenity - Verification Process then SMALL Limit Approval


@GApeachy wrote:

@Kixforpa wrote:
 Should he try to request a CLI as soon as the card arrives?

Yes, once he sets up his online acct. do the cli request.  It should be a sp but read first and make sure the verbiage doesn't imply pulling his cr before submitting.  GL!


Agreed.  Try this option first @Kixforpa.  

 

I mean, it's great that the card was approved, but unless they run some sales or promotions in-store (or online), that card would be maxed!  The last time I stepped into one of their stores with a family member I was like holy cow...$$$ just for a bra?  Is it embroidered in gold? 😜😳

Message 9 of 14
cashorcharge
Community Leader
Super Contributor

Re: Comenity - Verification Process then SMALL Limit Approval

That's great!  Congratulations to DH on his approval!

Message 10 of 14
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