Applied 4 or 5 days ago and got an instant approval for $24K. I'll be flying VA to Australia next year and why I have lots of VA points now this will come in handy to pad that account. What's surprising about the approval is that this was approved without an HP which is a bit unusual. When I applied it came back with the approval faster than I've ever had before. No exaggeration-when I hit the submit button the approval came back in less than a second. Usually you get the spinning thinking mode but there was none of that. I just checked Equifax and Comenity/VA did an SP on me on 9/18 which is the date I joined the Virgin America points program in order to transfer Amex points to it. I guess the approval was based off of that SP. Certainly makes me happy as I was fully expecting that there would be a hard inquiry. The application was not done via any SCT as I just applied thru the main application page.
Wow that's a monster limit on that card Irish not sure I've seen one bigger. Congrats! Sounds somewhat similar to my SGV approval about two weeks ago. Never got a HP on that. I did see that there was a SP on EQ from Comenity Capital Bank in mid Sept and on the day I took them up on the SGV. It sounds like it is still possible to get a Comenity VS or MC on a SP but maybe it's a matter of timing in relation to their last SP. for promo reasons. I can get the Virgin pop up everytime I log in and throw some tickets in and go to check out and they have sent me several preapproval letters same with Fuel Rewards. I must resist though. Want to keep my AAoA at 3 years or more and I need to garden. Maybe I'll revisit both of those after I get my CSP and PenFed in two years and am pushing upper 700's for bigger approvals.
