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Comenity Virgin America Visa with no HP

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padme
Established Contributor

Re: Comenity Virgin America Visa with no HP

Congrats, I tried last week and only got the 8 to 10 day msg, but one can dream, thanks for sharing
Message 21 of 38
B335is
Moderator Emeritus

Re: Comenity Virgin America Visa with no HP

Congrats Irish!
Message 22 of 38
pizza1
Community Leader
Super Contributor

Re: Comenity Virgin America Visa with no HP

Congrats Irish! Nice approval!
Message 23 of 38
darwin_wins
Established Contributor

Re: Comenity Virgin America Visa with no HP

I have very low limit but I use it on VX and I got it when they offered 15k + 15k in May. I wish Comenity would raise my limit to something like 10k instead of measly 2.5k.
Message 24 of 38
Jerry45
Valued Contributor

Re: Comenity Virgin America Visa with no HP

Wow. Congrats. That will be nice to have in Sydney, Irish.

Message 25 of 38
Lyythine
Established Contributor

Re: Comenity Virgin America Visa with no HP


@Anonymous wrote:

Applied 4 or 5 days ago and got an instant approval for $24K. I'll be flying VA to Australia next year and why I have lots of VA points now this will come in handy to pad that account.  What's surprising about the approval is that this was approved without an HP which is a bit unusual.  When I applied it came back with the approval faster than I've ever had before.  No exaggeration-when I hit the submit button the approval came back in less than a second.  Usually you get the spinning thinking mode but there was none of that.  I just checked Equifax and Comenity/VA did an SP on me on 9/18 which is the date I joined the Virgin America points program in order to transfer Amex points to it.  I guess the approval was based off of that SP.  Certainly makes me happy as I was fully expecting that there would be a hard inquiry.  The application was not done via any SCT as I just applied thru the main application page.   


Awesome approval, Irish! - So where in Australia are you taking me? Smiley Wink

Message 26 of 38
Anonymous
Not applicable

Re: Comenity Virgin America Visa with no HP

Wow how freaking awesome!!! Congrats on your new card with that smoking hot CL! Smiley Happy
Message 27 of 38
Anonymous
Not applicable

Re: Comenity Virgin America Visa with no HP


@Lyythine wrote:

@Anonymous wrote:

Applied 4 or 5 days ago and got an instant approval for $24K. I'll be flying VA to Australia next year and why I have lots of VA points now this will come in handy to pad that account.  What's surprising about the approval is that this was approved without an HP which is a bit unusual.  When I applied it came back with the approval faster than I've ever had before.  No exaggeration-when I hit the submit button the approval came back in less than a second.  Usually you get the spinning thinking mode but there was none of that.  I just checked Equifax and Comenity/VA did an SP on me on 9/18 which is the date I joined the Virgin America points program in order to transfer Amex points to it.  I guess the approval was based off of that SP.  Certainly makes me happy as I was fully expecting that there would be a hard inquiry.  The application was not done via any SCT as I just applied thru the main application page.   


Awesome approval, Irish! - So where in Australia are you taking me? Smiley Wink


Still working out all the details.  First stop is Sydney and then probably onto Cairns, maybe Melbourne. Who knows.  Trip will involve lots of drink and eating, general debauchery Smiley Very Happy

Message 28 of 38
Lyythine
Established Contributor

Re: Comenity Virgin America Visa with no HP


@Anonymous wrote:

@Lyythine wrote:

@Anonymous wrote:

Applied 4 or 5 days ago and got an instant approval for $24K. I'll be flying VA to Australia next year and why I have lots of VA points now this will come in handy to pad that account.  What's surprising about the approval is that this was approved without an HP which is a bit unusual.  When I applied it came back with the approval faster than I've ever had before.  No exaggeration-when I hit the submit button the approval came back in less than a second.  Usually you get the spinning thinking mode but there was none of that.  I just checked Equifax and Comenity/VA did an SP on me on 9/18 which is the date I joined the Virgin America points program in order to transfer Amex points to it.  I guess the approval was based off of that SP.  Certainly makes me happy as I was fully expecting that there would be a hard inquiry.  The application was not done via any SCT as I just applied thru the main application page.   


Awesome approval, Irish! - So where in Australia are you taking me? Smiley Wink


Still working out all the details.  First stop is Sydney and then probably onto Cairns, maybe Melbourne. Who knows.  Trip will involve lots of drink and eating, general debauchery Smiley Very Happy


Oh be still my beating heart...

 

you know me so well, Irish Smiley Happy

Message 29 of 38
12njoy
Super Contributor

Re: Comenity Virgin America Visa with no HP


@Anonymous wrote:

@12njoy wrote:

@Anonymous wrote:

Applied 4 or 5 days ago and got an instant approval for $24K. I'll be flying VA to Australia next year and why I have lots of VA points now this will come in handy to pad that account.  What's surprising about the approval is that this was approved without an HP which is a bit unusual.  When I applied it came back with the approval faster than I've ever had before.  No exaggeration-when I hit the submit button the approval came back in less than a second.  Usually you get the spinning thinking mode but there was none of that.  I just checked Equifax and Comenity/VA did an SP on me on 9/18 which is the date I joined the Virgin America points program in order to transfer Amex points to it.  I guess the approval was based off of that SP.  Certainly makes me happy as I was fully expecting that there would be a hard inquiry.  The application was not done via any SCT as I just applied thru the main application page.   


Congrats Irish.  How I wish I could get in with Comenity


You never know, did you try?


I've tried 3 times now and no go.  Once I was two points from their highest internal scoring model and still denied.

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 30 of 38
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