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Consumers Credit Union Approved

CredibleDebtSlayer
Valued Member

Consumers Credit Union Approved

I applied for an auto refinance with Consumers Credit union and was able to drop my rate from 7.86% down to 2.9% and take out $10k cash I will use to pay down other higher interest debt while still lowering my payment by about $60/month by stretching out the term to 60 months (had about 3 years left on my loan).  Since I already took the hard pull I asked if I could get a credit card and they approved me for $2500 on their platinum visa with no cash advance fee, 10.7% apr.  They pulled Transunion I think they said my score was about 760 or so, not sure which flavor of score but it is not fico 8.  

My Revolving Accounts:


Wife's Revolvers (AU on all except Tally; BECU and Consumers do not show on my credit reports):





Message 1 of 13
12 REPLIES 12
spiritcraft1
Valued Contributor

Re: Consumers Credit Union Approved

Congrats on the approvals and thank you for those helpful DPs!  That sounds like a mortgage score seeing that your 08's and 9's are above 800.  See my Sig...  same boat.  I think that is common around here for us many new accounts folks.


|Biz | AU

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k
Message 2 of 13
schsa210
Established Contributor

Re: Consumers Credit Union Approved

Congrats on all of your approvals using that single hard pull, not a bad deal at all my friend.  That $10K, it would be hard for me to depart with that, even when I know its for paying off bills, LOL!

~buried myself in the garden~
Message 3 of 13
Mr_Mojo_Risin
Senior Contributor

Re: Consumers Credit Union Approved

You gotta a nice hook-up there with Consumers CU. They're taking care of you nicely.  Congratulations!

NFCU More Rewards 28K CL
AODFCU Visa Signature 5K CL
Citi Custom Cash 6K
NFCU Cash Rewards 8K
Discover IT 2K
Cap 1 600
NFCU auto loan
Message 4 of 13
ChargedUp
Senior Contributor

Re: Consumers Credit Union Approved

Congrats on the refinance and new card!

AODFCU 3% Visa ($10K), Amex Gold (NPSL), Amex BCP ($27K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($29.7K), Cap 1 Union Plus MC ($2750), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), Elan Everyday Rewards+ Visa Sig($15K), BOC/Elan Max Cash MC ($25K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), PNC Points Visa Sig ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($5K), Bank of the West CB MC ($3.6K), PNC Cash Rewards Visa Sig ($14K), NASAFCU Rewards Visa ($20K), BoA Business Customized Cash Rewards MC ($8k), Chase Amazon Visa Sig ($35K)
Message 5 of 13
Mr_Mojo_Risin
Senior Contributor

Re: Consumers Credit Union Approved


@schsa210 wrote:

Congrats on all of your approvals using that single hard pull, not a bad deal at all my friend.  That $10K, it would be hard for me to depart with that, even when I know its for paying off bills, LOL!


Hahaha I know you're right! Whew, 10K in hand...

NFCU More Rewards 28K CL
AODFCU Visa Signature 5K CL
Citi Custom Cash 6K
NFCU Cash Rewards 8K
Discover IT 2K
Cap 1 600
NFCU auto loan
Message 6 of 13
Rebuild2019
Valued Contributor

Re: Consumers Credit Union Approved

Congratulations 🎉🎈🎊🍾 on your approvals.

CARDS: Discover It | QuickSilver One | Kohl’s | BBT Spectrum Cash Rewards | BBT Bright | CITI Custom Cash | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 7 of 13
gdale6
Moderator

Re: Consumers Credit Union Approved

Grats to your CCU successes Smiley Happy

Message 8 of 13
CreditAggie
Super Contributor

Re: Consumers Credit Union Approved

Congratulations on your approvals!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (6/12/24 month):


Banks & CUs:

Goal Cards:



Message 9 of 13
M_Smart007
Epic Contributor

Re: Consumers Credit Union Approved

Congrats on the Consumers Credit Union approval 👍

Message 10 of 13
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