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Crate and Barrel (Comenity)
Long time lurker.
Applied for the Crate and Barrel card at the website (not the shopping cart trick), got the 7 to 10 day letter. Figured it was a decline since my scores range from 632 to 656.
Got a letter telling me to call to verify information. I called, answered three questions. Waited for a decline.
Rep said "Wow. Congratulations. You've been approved with a $7K limit. Don't see starting limits that high very often."
I was shocked. Got off the phone, called back to the automated system to check, My limit is indeed 7K. It was a very pleasant surprise.
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Re: Crate and Barrel (Comenity)
Congratulations! I love that store!

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Re: Crate and Barrel (Comenity)
@Anonymous wrote:Long time lurker.
Applied for the Crate and Barrel card at the website (not the shopping cart trick), got the 7 to 10 day letter. Figured it was a decline since my scores range from 632 to 656.
Got a letter telling me to call to verify information. I called, answered three questions. Waited for a decline.
Rep said "Wow. Congratulations. You've been approved with a $7K limit. Don't see starting limits that high very often."
I was shocked. Got off the phone, called back to the automated system to check, My limit is indeed 7K. It was a very pleasant surprise.
The day I get approved for a C&B card I may actually cry. All I want is a sofa thats all. CONGRATULATIONS, super excited for you

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Re: Crate and Barrel (Comenity)

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Re: Crate and Barrel (Comenity)
@Anonymous wrote:Long time lurker.
Applied for the Crate and Barrel card at the website (not the shopping cart trick), got the 7 to 10 day letter. Figured it was a decline since my scores range from 632 to 656.
Got a letter telling me to call to verify information. I called, answered three questions. Waited for a decline.
Rep said "Wow. Congratulations. You've been approved with a $7K limit. Don't see starting limits that high very often."
I was shocked. Got off the phone, called back to the automated system to check, My limit is indeed 7K. It was a very pleasant surprise.
Congratulations!...Thanks For Sharing.

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Re: Crate and Barrel (Comenity)
Thanks everyone.
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Re: Crate and Barrel (Comenity)
Nice! What are your stats?

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Re: Crate and Barrel (Comenity)
That's awesome! I love Crate and Barrel
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Re: Crate and Barrel (Comenity)
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k










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Re: Crate and Barrel (Comenity)
Congrats!!! ME TOO!! LOL This is the biggest starting limit I've ever gotten and it's also my largest limit on any card. I was also in shock. I got a Pottery Barn a couple days ago and thought the $4,000 starting limit was crazy. That was my highest until today!!! $7,000! Woohoo!!!