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Crate and Barrel (Comenity)

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Anonymous
Not applicable

Crate and Barrel (Comenity)

Long time lurker.

 

Applied for the Crate and Barrel card at the website (not the shopping cart trick), got the 7 to 10 day letter.  Figured it was a decline since my scores range from 632 to 656.

 

Got a letter telling me to call to verify information.  I called, answered three questions. Waited for a decline.

 

Rep said "Wow. Congratulations.  You've been approved with a $7K limit. Don't see starting limits that high very often."

 

I was shocked.  Got off the phone, called back to the automated system to check,  My limit is indeed 7K.  It was a very pleasant surprise.

Message 1 of 12
11 REPLIES 11
CountryLivin
Valued Contributor

Re: Crate and Barrel (Comenity)

Congratulations! I love that store!

Message 2 of 12
Anonymous
Not applicable

Re: Crate and Barrel (Comenity)


@Anonymous wrote:

Long time lurker.

 

Applied for the Crate and Barrel card at the website (not the shopping cart trick), got the 7 to 10 day letter.  Figured it was a decline since my scores range from 632 to 656.

 

Got a letter telling me to call to verify information.  I called, answered three questions. Waited for a decline.

 

Rep said "Wow. Congratulations.  You've been approved with a $7K limit. Don't see starting limits that high very often."

 

I was shocked.  Got off the phone, called back to the automated system to check,  My limit is indeed 7K.  It was a very pleasant surprise.


The day I get approved for a C&B card I may actually cry. All I want is a sofa thats all. CONGRATULATIONS, super excited for you 

Message 3 of 12
Anonymous
Not applicable

Re: Crate and Barrel (Comenity)

Congrats on your approval and welcome to the myFICO family!
Message 4 of 12
Anonymous
Not applicable

Re: Crate and Barrel (Comenity)


@Anonymous wrote:

Long time lurker.

 

Applied for the Crate and Barrel card at the website (not the shopping cart trick), got the 7 to 10 day letter.  Figured it was a decline since my scores range from 632 to 656.

 

Got a letter telling me to call to verify information.  I called, answered three questions. Waited for a decline.

 

Rep said "Wow. Congratulations.  You've been approved with a $7K limit. Don't see starting limits that high very often."

 

I was shocked.  Got off the phone, called back to the automated system to check,  My limit is indeed 7K.  It was a very pleasant surprise.


Congratulations!...Thanks For Sharing.Man Very Happy

Message 5 of 12
Anonymous
Not applicable

Re: Crate and Barrel (Comenity)

Thanks everyone.

Message 6 of 12
toi34
Established Contributor

Re: Crate and Barrel (Comenity)

Nice! What are your stats?

Message 7 of 12
Anonymous
Not applicable

Re: Crate and Barrel (Comenity)

That's awesome! I love Crate and Barrel

Message 8 of 12
RonM21
Valued Contributor

Re: Crate and Barrel (Comenity)

Congrats on the approval!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 9 of 12
Jesi
New Contributor

Re: Crate and Barrel (Comenity)

Congrats!!! ME TOO!! LOL This is the biggest starting limit I've ever gotten and it's also my largest limit on any card. I was also in shock. I got a Pottery Barn a couple days ago and thought the $4,000 starting limit was crazy. That was my highest until today!!! $7,000! Woohoo!!!

Message 10 of 12
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