Hey Tworattle! Welcome to the forums!
You've done a great job of managing your credit. With your scores and what you've stated, you should be good to go for almost any products out there.
I'd really take a look at all the different cards out there and see what best suits your current spending patterns to maximize your rewards. Your profile could definitely use at least 2 more revolving credit lines to solidify your profile. Cards you may want to look at: Cash Rewards: BCP- Freedom- It / Travel: BOA Travel- CSP- Arrival- Amex EveryDay. I do recommend diversitfying your portfolio with other lenders. Let us know what you decide. 
Starting Score: 642
@Anonymous wrote:
Im looking looking for a good rewards program. I've been interested in points for purchases that don't qualify for 3% gas and 2% grocery in the BofA cash back card or once I've hit the quarterly cap. Something that can be used for travel since we do take a few vacations a year or for other redemption offers if we end up not needing points for travel related reasons.
Based on this information, I'd take a look at Chase and the Freedom/CSP combo. The UR points are very versatile and can be combined and transferred to one account or the other. The CSP is offering $400 in travel rewards and the Freedom is $100 cash back at the moment. Nice thing about UR points... they are transferable 1:1 for travel on frequent flyer programs if you've got the CSP or you can use them as straight up cash back on purchases.
@Anonymous wrote:
I'll definitely start looking into some of the cards mentioned. How many applications would you recommend at once? I've never done a spree, just always applied if I liked it, didn't even know spree's existed until I found this wonderful forum. If I did more than one, I'd probably limit it to 2.
I wouldn't recommend a "spree" at all. You've already done a great job of managing your credit. I think in order to ensure a strong profile, you could use a couple more cards that fit your spend (2-3 at the most). Perhaps you might need the extra credit later on to float a balance for a big purchase or an emergency. Using a large portion of your single BOA CL could potentially hurt your credit profile. Having a utilization buffer of a couple of extra cards would help your profile through this issue. Also, having a few cards added now might help your AAoA for any future credit needs by buffering the effect of a new account down the road. Just my thoughts. Definitely look at the Chase cards and I'd also look at the Amex Everyday cards. Both are great choices.
@Anonymous wrote:
Would you recommend applying to both of those at the same time, or apply for one now, then another down the road? I did have prequalify on Chase's website when I checked. Discover and Citi couldn't verify me since my address is still so new.
If you are applying for the Chase cards... I'd start with the Freedom then wait 6 months and go for the CSP. I'd also look at the Amex Everyday now too. Me personally, I'd only look to add 3 cards at the most. The Everyday card can be used as a travel card because of the MR points transfer. These are just my suggestions. I'd look and see how my spend adds up to see if any/all fit my ability to maximize the benefits.