Credit Application

[Kinglord]

I recently(last week) had two Capital One CL increased by $1000 Each.  I have seen my credit score rise roughly 50-90 pts over the last 8 months due to regular payment and usage.  All three scores are hovering bewteen 575 - 688

My questions is, is it beneficial to wait longer until my new CL reflects the increase on credit report before I apply for new credit, or would the increase show when I try and apply for my next card say today?

[belle6m2k]

I just got increases on both my Quicksilver and Venture. It posted as an account change today at the same time the account reported. I would wait until your account reports to make sure the increase is noted on your account.

[myjourney]

More info needed 

What cards are you looking to get because looking at EX score which is low unless you think it will take a big jump

The other 2 scores are ok but EX is pulled by so many lenders it would help to narrow your search by what cards you want 

[Kinglord]

I had a lot of faith, applied for the Barclay's Reward, no annual fee. Was approved for $1900

Thank you Fico forums

[myjourney]

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@Kinglord wrote:
I had a lot of faith, applied for the Barclay's Reward, no annual fee. Was approved for $1900

Thank you Fico forums

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Congrats on the approval 

Barclay pulled TU 

[Anonymous]

Congrats!  

[grillandwinemaster]

Congrats! Like MJ mentioned, it's good to know what creditor pulls which bureau. Im in a similar situation as you. Experian is my lowest score. Unfortunately, here in Cali, almost everyone pulls experian. I think it's a conspiracy! 

Congrats on Barclay approval☺

[Kinglord]

@grillandwinemaster wrote:

Congrats! Like MJ mentioned, it's good to know what creditor pulls which bureau. Im in a similar situation as you. Experian is my lowest score. Unfortunately, here in Cali, almost everyone pulls experian. I think it's a conspiracy! 

Congrats on Barclay approval☺

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Thank you all!

Anyone have a quick link to advice on working with my Experian score?

[Imperfectfuture]

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@Kinglord wrote:

@grillandwinemaster wrote:

Congrats! Like MJ mentioned, it's good to know what creditor pulls which bureau. Im in a similar situation as you. Experian is my lowest score. Unfortunately, here in Cali, almost everyone pulls experian. I think it's a conspiracy! 

Congrats on Barclay approval☺

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Thank you all!

Anyone have a quick link to advice on working with my Experian score?

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Congrats.  Check out the rebuild your credit forum on this site.

[RonM21]

Congrats on the rise in scores. I'd make sure the info has reported first. It will improve your chances not only for approval, but for a higher SL.