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Credit Card Application Spree

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NuMeNuDay
Established Member

Credit Card Application Spree

For 2020, I needed to get into shape with my business credit (I was using personal cards for business expenses). 

 

I decided to apply for several (I think I applied for 12 +/-) new cards (before freezing my accounts again) on November 4th, I received more than I though I would and only had a few inquiries post on my account. Especially since I know many CC companies do not want to approve cards in the same years, let alone days. 

 

My scores at the time were EQ 704, TU 714, EX 707. I have taken great strides to pay off my total $50k in credit card debt in from Feb to Dec 2019. All cards will be 100% paid off by Dec 31, 2019! But I do have them set up for autopay on my monthly bills and then auto payment for cc payment due dates. 

 

I applied and was approved for: 

  • AMEX (Platinum Business, Platinum Personal, and Blue Business Plus - $5k)
  • CHASE (Reserve Saphhire - $11k and Ink Business Preferred - $5k)
  • APPLE Card - $5k
  • Alliant CU CC - $15k
  • PenFed Platinum Rewards - $7.5k
  • Discover IT Miles - $5k

Out of the CCs approved, the AMEX Personal Patinum, Chase Sapphire Reserve, PenFed Platinum, and Apple card was auto approved. However, I did have to speak to the CC reps for the other cards, edpected to get denied since I was just approved for cards, with them (especially Chase and AMEX) and outside of their company, but low and behold I got approved! 

 

Additonal CC Wins

  • Received an upgraded CC from NFCU from Go Rewards to Flagship Signature Card due to my credit history with them. (no CLI yet)
  • Received an auto CLI from Paypal of $1500
  • Received an auto CLI from SDFCU CC of $2500

 

Happy Credit Growth to Everyone! 

 

PS: One day I look forward to having a snazzy signature line to show my progress! Smiley Happy

 

Starting Score: EQ644; TU633; EX632
Current Score: EQ704; TU714; EX707
Goal Score: 750+


Take the myFICO Fitness Challenge 2019
Message 1 of 17
16 REPLIES 16
AllZero
Mega Contributor

Re: Credit Card Application Spree

Congratulations on your approvals!
Message 2 of 17
FireMedic1
Community Leader
Mega Contributor

Re: Credit Card Application Spree

Holy smokes. Nice job getting all those new shiney cards. Can you say garden time till 2021? LOL!!!!! Congrats and Happy Holidays! 🌲



BK Free Aug25
Message 3 of 17
AverageJoesCredit
Legendary Contributor

Re: Credit Card Application Spree

Sprees are back!Smiley Wink

Nice jobSmiley Happy
Message 4 of 17
gdale6
Moderator Emeritus

Re: Credit Card Application Spree

Quite a run, grats to all Smiley Happy

Message 5 of 17
Drwaz99
Established Contributor

Re: Credit Card Application Spree

Dang, nice haul! Congrats!

Message 6 of 17
Malcono
Regular Contributor

Re: Credit Card Application Spree

wow, very nice spree.

and congrats on getting all of that credit card debt paid off.



                                                  
                                                                                              
Total Credit: $107,000Utilization: 1%AAoA: 2yrs, 4mthsAoOA: 3yrs, 1mthAoYA: 1yrs, 10mthsBaddies: 0

Message 7 of 17
M_Smart007
Legendary Contributor

Re: Credit Card Application Spree

 

Congrats ..

 

Message 8 of 17
NuMeNuDay
Established Member

Re: Credit Card Application Spree

@FireMedic1 - Thank you so much! I was completely shocked after teh two AMEX Platinums received back to back approvals! 

Yes, I am gardening until after closing on my house when I return stateside mid-late 2021, went back and froze my CBs right after to ensure I don't do nothing else. LOL

 

Starting Score: EQ644; TU633; EX632
Current Score: EQ704; TU714; EX707
Goal Score: 750+


Take the myFICO Fitness Challenge 2019
Message 9 of 17
NuMeNuDay
Established Member

Re: Credit Card Application Spree

@AverageJoesCredit - Thank you so much! I don't normally do sprees, but I got teh AMEXs and thought wellhell everyone should be givign me approvals! LOL

Starting Score: EQ644; TU633; EX632
Current Score: EQ704; TU714; EX707
Goal Score: 750+


Take the myFICO Fitness Challenge 2019
Message 10 of 17
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