@Anonymous wrote:I currently have a Capitol one rewards card at 10% and a BOA 1-2-3 rewards card at 10% also. I have no car payments or mortage payments. Will it affect my score if I apply for a new card? My avg account age is about 2 years.
Yes it will affect your score but not by much. If you only have 2 cards you'll go from 2 years to 1.33 AAOA but it'll bounce back within 6 months. I don't know about you but there are plenty of cards out there that are DAMN well worth it. Like Chase Ink if you can get approved is a point making machine.
@Anonymous on Cable internet phone cellphone bills @ $300 a month will get you 18,000 points a year. Personally I max out my card for 250,000 points a year ($50k spending) VERY easily 
and I'm not rich it's just a very interesting card. I only need 65k points to travel 11,000 miles round trip (12 hour time zone difference across the world) when points are transfered to United
general rule of thumb don't app within 6 months of looking for a mortgage
@distantarray wrote:
@Anonymous wrote:I currently have a Capitol one rewards card at 10% and a BOA 1-2-3 rewards card at 10% also. I have no car payments or mortage payments. Will it affect my score if I apply for a new card? My avg account age is about 2 years.
Yes it will affect your score but not by much. If you only have 2 cards you'll go from 2 years to 1.33 AAOA but it'll bounce back within 6 months. I don't know about you but there are plenty of cards out there that are DAMN well worth it. Like Chase Ink if you can get approved is a point making machine.
@Anonymous on Cable internet phone cellphone bills @ $300 a month will get you 18,000 points a year. Personally I max out my card for 250,000 points a year ($50k spending) OP please dont try this at home.....
VERY easily
@myjourney wrote:
@distantarray wrote:
@Anonymous wrote:I currently have a Capitol one rewards card at 10% and a BOA 1-2-3 rewards card at 10% also. I have no car payments or mortage payments. Will it affect my score if I apply for a new card? My avg account age is about 2 years.
Yes it will affect your score but not by much. If you only have 2 cards you'll go from 2 years to 1.33 AAOA but it'll bounce back within 6 months. I don't know about you but there are plenty of cards out there that are DAMN well worth it. Like Chase Ink if you can get approved is a point making machine.
@Anonymous on Cable internet phone cellphone bills @ $300 a month will get you 18,000 points a year. Personally I max out my card for 250,000 points a year ($50k spending) OP please dont try this at home.....
OP PLEASE try this at home, it's VERY easy I make 55k a year, you jus gotta get creative