Credit Line Increases!

[rsruss6399]

Last month I took the advice of fellow myFICO members and called Synchrony credit solutions to ask for CLI's on both my Lowes and Sam's Store cards.  Both were successful and resulted in soft pulls.  So the last couple weeks I decided to keep going on CLI's.  Here are my results which so far have all been soft pulls: 

Amazon Store Card:  $2500 to $6000 balance of $35.00 - online chat 

Walmart Store Card: $2700 to $6000 balance of $1700.00 - online chat

Sam's Club Store Card: $1200 to $8000 balance of $200.00 - called credit solutions (denied on chat)

Men’s Wearhouse Store Card: $2000 to $4000 to $6000 balance of $257.00 - called credit solutions (chat not available)

Lowes Store Card: $2900 to $10000 balance of $578.00 - called credit solutions (denied on chat) 

Overstock: $2200 to $2600 balance of $50.00 - luv button

Discover It: $1000 to $2500 balance of $600 - luv button 

I hit the "luv button" a few times but backed out when Discover said they needed to pull a report.  I received a call from a Discover credit anaylst wanting to verify info. Called back and talked to a live person who said they can see that I've tried submitting the increase but backed out.  Explained I didn't want to take the hard pull.  She advised that I wait another 3.-4 days or until the account reached 90 days in age.  I found this odd as I had the account for 127 days.   When I hung up I jumped online and logged into my account.   Hit the "luv button" and this time ti processed the request and gaveme the "we need more time to process".  Gave it 5-10 minutes and logged back on, boom $1500 increase! By the way the rep was very helpful from Discover. 

Credit Limit Increase Totals: $26,500

So all in all I'm pretty happy this week.  I've been repsonsible with my current cards and hoping that the limits continue to grow with me.  I did try to convince Chase to soft pull on my Freedom card but they wouldn't budge.  Didn't even try on my Slate... 

Hoping Chase and Barclay's throw some love my way.  

[I-think-I-can]

Wow! That's the way to do it! congrats

[gdale6]

thats the way to do it with sp CLIs, grats to all

[Anonymous]

Congrats!

[App_Addict]

Awesome Job, keep up the great work!

[DeadlyPersona]

Congratulations on your CLIs.  I have about 9 Synchrony backed cards and I'm waiting until the end of March to do my increases via chat.  I'm so eager and I love reading when other members have success.  Again congrats!!!  

[Zorasmiles]

Congrats!  That's a pretty impressive run of CLI's and not too shabby of an overall total CLI!  Nice job!

[Anonymous]

Well Done!! Congrats..

[mmmlive1999]

Nice CLI spree.

[Anonymous]

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@rsruss6399 wrote:

Discover It: $1000 to $2500 balance of $600 - luv button 

I hit the "luv button" a few times but backed out when Discover said they needed to pull a report.  I received a call from a Discover credit anaylst wanting to verify info. Called back and talked to a live person who said they can see that I've tried submitting the increase but backed out.  Explained I didn't want to take the hard pull.  She advised that I wait another 3.-4 days or until the account reached 90 days in age.  I found this odd as I had the account for 127 days.   When I hung up I jumped online and logged into my account.   Hit the "luv button" and this time ti processed the request and gaveme the "we need more time to process".  Gave it 5-10 minutes and logged back on, boom $1500 increase! By the way the rep was very helpful from Discover. 

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Congrats on all of your successes, but I do have to ask. What made you think that would work? Obviously it did, but I wouldn't think trying the luv button again right after it denied you would actually work or that anyone would think to try that, lol.