Credit One America Express Approved - myFICO® Forums - 6596281

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Well, I was eyeing another card and credit one American Express was on my list to app. Did the pre qual and it stated pre approved so I apped. Approved for $500 with an annual fee of $39, I am okay with that. I am going to stop at this point before I get a flat out denial. I know we need three for maximum points but I am going to sit tight for a while.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.

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9 REPLIES 9

They are decent rebuilder CCs! Congrats 🤑👍

EQUIFAX FICO® Score 8: 800 ⬆

Message 2 of 10

Congrats on your Credit One AMEX approval

Message 3 of 10

Congrats on your Credit One Amex approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

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Congratulations on your Credit One Amex approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 5 of 10

Congrats on the approval.

Navy Federal Cash Rewards Signature Visa: $30,000

Navy Federal Flagship Rewards Signature Visa: $25,000

Navy Federal More Rewards American Express: $25,000

Synchrony Venmo Signature Visa: $30,000

Synchrony Premiere World Mastercard: $18,000

Synchrony Verizon Visa: $15,000

American Express Blue Cash Preferred: $5,000

American Express Blue Cash Everyday: $30,000

American Express Everyday: $10,000

American Express Blue: $5,000

Navy Federal Checking Line of Credit: $15,000

Chase Freedom Unlimited Visa: $23,000

Chase Freedom Visa: $17,000

Chase Slate Visa: $15,000

Citi Custom Cash Mastercard: $15,000

Bank of America Cash Rewards World Mastercard: $35,000

Comenity NFL Extra Points Visa: $10,000

Wells Fargo Rewards Signature Visa: $17,500

Wells Fargo Platinum Visa: $21,500

Wells Fargo Active Cash Visa: $10,000

"If you don't stand for something, you might fall for anything."

Message 6 of 10

Congrats! Later down the line I would suggest closing this card and getting better ones.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

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Congrats on the Credit One Approval! Good place to start with a re-build.

USBank Business Triple Cash: $15,000

Chase Amazon Prime Visa: $15,000

Citi Double Cash: $12,500

"When prosperity comes, do not use all of it"

Message 8 of 10

Congratulations on your Approval 🥳

Message 9 of 10

That's terrific! Congratulations on your CreditOne approval!!!🎉🍾🥂

Message 10 of 10