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Yeah, the no hard pull and 0% is what is enticing to me. I am not too worried about the Apr because I would just pay off the balance every month. I don't need it, but a $5000 credit line is not bad depending on your credit profile or if you need it. I'm impressed some are posting $10,000 limits with them
Congrats on your Credit One Amex approval!
Congrats on the approval!
@christine123 wrote:I saw one post of a Credit One Amex approval for $5,000. There were some questions about Credit One offering CL that high. Well, I just accepted a no AF $3,000 Credit One Amex offer. Seems
They are trying to get out of the "rebuilding" model? First time, they offered $1700 two months out of BK. I took it. They've been offering me a second "Amex" card for $1k, then $1.5k. When they hit $3,000 that was my magic number. I accepted it and they did not do a hard pull. If they're stepping up their game, I'm good with it.
Outstanding pickup at this time. Congratulations!!



Citi:

US Bank:

Chase:
Aven:
RH:
Spend: Less than 10k per year organic (frugal). MS varies, can be more significant.
(Aug of 26) Scorecard: Clean, Thick, Mature (Always PIF)
HP's: EQ 1/6, 1/12, 7/24 | TU 1/6, 4/12, 7/24 | EX 0/6, 2/12, 9/24
New Accounts: 2/6, 6/12, 10/24