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Credit One Amex Rewards approval but asked to send documentation?

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boomski
New Member

Credit One Amex Rewards approval but asked to send documentation?

I just finished a bk7 and this was guaranteed approval in credit karma, so I took it. $2,000 SL 1% cash bach and $39 AF. Not bad for a 1st starter card. 

 

The approval said, (pending verification of Identity) and in the application status, went from Approved on the first day, check back for mailing date. Then the app status went to Appliction in Progress for a few days, then back to approved and they mailed my card. When I activated it yesterday I tried to set it up for renewing my spotify membership but it was declined. So, I called in and they said I had to upload my ID, a utility bill and paystub. I uploaded everything but just never seen a card come in the mail, online account access set up and working but still need to verify things. Is this normal through Credit One? Anyone else had the same?

Message 1 of 10
9 REPLIES 9
FireMedic1
Community Leader
Mega Contributor

Re: Credit One Amex Rewards approval but asked to send documentation?


@boomski wrote:

I just finished a bk7 and this was guaranteed approval in credit karma, so I took it. $2,000 SL 1% cash bach and $39 AF. Not bad for a 1st starter card. 

 

The approval said, (pending verification of Identity) and in the application status, went from Approved on the first day, check back for mailing date. Then the app status went to Appliction in Progress for a few days, then back to approved and they mailed my card. When I activated it yesterday I tried to set it up for renewing my spotify membership but it was declined. So, I called in and they said I had to upload my ID, a utility bill and paystub. I uploaded everything but just never seen a card come in the mail, online account access set up and working but still need to verify things. Is this normal through Credit One? Anyone else had the same?


Welcome @boomski and congrats? When was it mailed? Lots of things are changing in the credit world. Lets us know when it arrives. Least it wasnt an auto denial.



BK Free Aug25
Message 2 of 10
sznthescore
Established Contributor

Re: Credit One Amex Rewards approval but asked to send documentation?

Congratulations on your approval. Nice SL too btw! Document verification and uploads are becoming the new thing I've notice. I experienced my first video/ID upload earlier this month. The financial state of the economy mixed with CPN scams and fraud, it's sort of expected these days.

REBUILDER CARDS




Goal: FICO 700+
Message 3 of 10
boomski
New Member

Re: Credit One Amex Rewards approval but asked to send documentation?

@FireMedic1 That's the thing, I got the card yesterday. I've just never received a card and was then asked for documentation, weird, right?

Message 4 of 10
gingerflower
Senior Contributor

Re: Credit One Amex Rewards approval but asked to send documentation?

Congratulations on the approval 😊

Message 5 of 10
KingRue8500
Senior Contributor

Re: Credit One Amex Rewards approval but asked to send documentation?

Congrats on your Credit One AMEX approval




Message 6 of 10
FireMedic1
Community Leader
Mega Contributor

Re: Credit One Amex Rewards approval but asked to send documentation?


@boomski wrote:

@FireMedic1 That's the thing, I got the card yesterday. I've just never received a card and was then asked for documentation, weird, right?


@boomski What the....Thats why I asked. Its backwards. LOL!!!!!!!! Cant say you've seen it all on here. Smiley Very Happy



BK Free Aug25
Message 7 of 10
coreyb80
Super Contributor

Re: Credit One Amex Rewards approval but asked to send documentation?

Congrats on the approval!

Message 8 of 10
alextercero
Super Contributor

Re: Credit One Amex Rewards approval but asked to send documentation?

Congrats on the approval

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 9 of 10
CreditAggie
Community Leader
Super Contributor

Re: Credit One Amex Rewards approval but asked to send documentation?

Congratulations on your Credit One Amex approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 10
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