Crypto Visa Signature (OMGGGG)

[emperorjetlife]

Hey guys, 

I applied for the Crypto Visa this past Friday (April 10) at 5:33pm PST 

The account started reporting to my Experian, Equifax and TransUnion that same very night! OMG!!!! 

I attached screenshot to show date opened and balance updated are the same. This is crazy! I know banks are reporting fast these days but this was Friday, early evening! 

Approved $4750

Pulled Equifax 

FICO 08 - 775

2 inquiries at the time on EQ

5 accounts opened within 12 months 

[just1morecard]

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@emperorjetlife wrote:

Hey guys, 

I applied for the Crypto Visa this past Friday (April 10) at 5:33pm PST 

The account started reporting to my Experian, Equifax and TransUnion that same very night! OMG!!!! 

I attached screenshot to show date opened and balance updated are the same. This is crazy! I know banks are reporting fast these days but this was Friday, early evening! 

Approved $4750

Pulled Equifax 

FICO 08 - 775

2 inquiries at the time on EQ

5 accounts opened within 12 months 

---

This appears to be a Comenity thing?  My Comentiy Ford Rewards Visa generated a statement mere days after opening.  That also triggered the acount to appear in all bureaus.  It wasn't the same day like yours, but definitely less than a week.  All of my cards from other banks have still been the usual ~30 days before a statement is closed and account is reported.

[FicoMike0]

I had a similar experience with the 3% aven card, issued by Coastal Community Bank. Not sure exactly when it reported, but well before I even received the card. Then again, they don't report to transunion at all.

[emperorjetlife]

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@just1morecard wrote:

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@emperorjetlife wrote:

Hey guys, 

I applied for the Crypto Visa this past Friday (April 10) at 5:33pm PST 

The account started reporting to my Experian, Equifax and TransUnion that same very night! OMG!!!! 

I attached screenshot to show date opened and balance updated are the same. This is crazy! I know banks are reporting fast these days but this was Friday, early evening! 

Approved $4750

Pulled Equifax 

FICO 08 - 775

2 inquiries at the time on EQ

5 accounts opened within 12 months 

---

This appears to be a Comenity thing?  My Comentiy Ford Rewards Visa generated a statement mere days after opening.  That also triggered the acount to appear in all bureaus.  It wasn't the same day like yours, but definitely less than a week.  All of my cards from other banks have still been the usual ~30 days before a statement is closed and account is reported.

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Wow! Now I know for next time especially when I conduct a spree later this year! Haha!

[emperorjetlife]

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@FicoMike0 wrote:

I had a similar experience with the 3% aven card, issued by Coastal Community Bank. Not sure exactly when it reported, but well before I even received the card. Then again, they don't report to transunion at all.

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Ok, adding that to my memory bank also haha! Thank you 

[radiofrequencies]

I opened a new Comenity account recently and it reported 3 days after opening.

[Patient957]

Interesting DP.  Congrats on the approval.

[cashorcharge]

WOOHOO!! Congratulations on your Approval!!👏🏼🍾🥂