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DCU Platnium CLI

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thummel
Established Contributor

DCU Platnium CLI

Saw I had an offer to increase my visa through dcu and gladly will take it! It’s now sitting at 15K and they almost lowered my rate to 10.5. Dcu has been great to me! EQ is sitting currently at 803 and have been trying to stay in the garden
Message 1 of 5
4 REPLIES 4
DeeBee78
Valued Contributor

Re: DCU Platnium CLI

Congrats! I haven't had a preapproved offer to increase my Visa yet, but when I app my car loan on April 1st, I'll request a Visa increase at the same time. 

 

By the way, you need to throw some:

height="number" width="number" 

attributes on the cards in your signature. They take up an entire page. 




Message 2 of 5
Anonymous
Not applicable

Re: DCU Platnium CLI


@thummel wrote:
Saw I had an offer to increase my visa through dcu and gladly will take it! It’s now sitting at 15K and they almost lowered my rate to 10.5. Dcu has been great to me! EQ is sitting currently at 803 and have been trying to stay in the garden

What do you mean, "they almost lowered your rate to 10.5%". Why didn't they lower it? I never heard, "they almost".

Message 3 of 5
heyryan
Frequent Contributor

Re: DCU Platnium CLI

Congrats on the increase! People seem to rag on DCU quite a bit, but I've always been very happy with them. They definitely helped me out a lot when I was rebuilding, and I wouldn't hesitate to use them for auto or home financing in the future.

Personal:
AmEx Gold NPSL

Business:

Credit Unions:

Banks:

(TU Split File - FIXED!)

Message 4 of 5
DeeBee78
Valued Contributor

Re: DCU Platnium CLI


@heyryan wrote:

Congrats on the increase! People seem to rag on DCU quite a bit, but I've always been very happy with them. They definitely helped me out a lot when I was rebuilding, and I wouldn't hesitate to use them for auto or home financing in the future.


I don't see how anyone could rag on DCU, considering how generous they are with low-to-mid 600's FICO scores. A 700 EQ 05 is all you need to get their top tier on loans. Sure, they're not Navy, handing out $25K lines to anyone with a pulse, but they do take a lot more lending risk than most banks. 

 

I did see one post where someone with 5 collection accounts and 2 public records was denied a Visa but offered a 9% rate on a car loan. Can't blame DCU for that mess. Once they cleaned up their credit they got 3.99% and a $10K Visa, so it's not a sad ending, just a delayed one Smiley Happy 




Message 5 of 5
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